DeKalb County property record for 511 Bender St, Sandwich, IL 60548
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Jan 2016) |
| Tax Bill | $11,458 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-25-129-005 |
| Primary APN | 19-25-129-005 |
|---|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|---|
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Account Number | 1925129005 |
|---|---|
| Street Address | 511 BENDER ST |
| City | SANDWICH |
| State | IL |
| Zip | 60548-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 - FIELDCREST SUBDIVISION |
| Legal Subdivision | FIELDCREST SUBDIVISION |
| Legal Lot Number | 29 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SANDWICH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2000 |
511 Bender St is owned and occupied by two individuals who bought it in January 2016.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 BENDER ST, SANDWICH, IL 60548-1374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 4, 2017 | Deed of Trust, Mortgage FIRST NAT'L BK/OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2016 · Amount on File |
| Deed Sale | Jan 7, 2016 · Amount on File |
| Deed Document Number | 2016240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 511 BENDER ST, SANDWICH, IL 60548-1374 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000015076 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021015076 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 511 BENDER ST, SANDWICH, IL 60548-1374 |
| Document Number | 0000000182 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | WHEATLAND TITLE, WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 511 BENDER ST SANDWICH IL 605481374, SANDWICH, IL 60548-1374 |
| Document Number | 0000000182 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 182 |
| Name | FIRST NAT'L BK/OH |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197-3165 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sandwich Township |
| Municipality | Sandwich City |
| Unified School District | Sandwich Community Unit School District 430 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,437 Land $36,542 Building $134,895 | $514,311 Land $109,626 Building $404,685 | |
| 2024 | $11,458.00 | ||
| 2023 | $140,235 Land $29,891 Building $110,344 | $420,705 Land $89,673 Building $331,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Bender St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Bender St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDWICH serves 7,156 people · EPA ID IL0374850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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