511 Ave Montecito Verde, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 511 Ave Montecito Verde, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,110 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Jun 2026)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`092-291-024`

Property Details

APN / Parcel Number

Primary APN	`092-291-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 AVENIDA MONTECITO VERDE
City	NIPOMO
State	CA
Zip	93444-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 458 LT 23 & PTN COMM AREA
Legal Subdivision	MONTECITE VERDE SUBDIVISION
Legal Tract	458
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1010
Census Tract	12405

Owner

Source: San Luis Obispo County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 17, 2026	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Document Number	202619029
Prior Transfer Date	Jan 12, 2010
Prior Transfer Doc	0000009963
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632

Mortgage

Document Number	0000041626
Date	Oct 19, 2022
Instrument	2022041626

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632

Mortgage

Document Number	0000007195
Date	Mar 20, 2024
Instrument	2024007195

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Nov 1, 2052

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 17, 2026
Property Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Document Number	0000019029
Instrument Date	May 21, 2026
Instrument	202619029
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019030,
Date	Jun 17, 2026
Instrument	202619030

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632

Mortgage

Document Number	0000001693
Date	Jan 8, 2021
Instrument	2021001693

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	511 AVENIDA MONTECITO VERDE, NIPOMO, CA 93444-9632
Document Number	0000003067
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 AVENIDA MONTECITO VERDE NIPOMO CA 934449632, NIPOMO, CA 93444-9632

Mortgage

Document Number	0000003067
Date	Jan 22, 2020
Instrument	3067

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,831 (+2%) Land $223,378 Building $235,453
2025	$4,712.00 (+3.49%) Homeowner's exemption	$449,836 (+4.04%) Land $218,999 Building $230,837
2024	$4,553.00 (+1.2%)
2023	$4,499.00 (+1.56%) Homeowner's exemption	$432,370 Land $210,496 Building $221,874
2022	$4,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Peak WiFi, Verizon.

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