511 Academy St, Hurlock, MD 21643 Property Records

Dorchester County property record for 511 Academy St, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,109 sqft · built 1930
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$210,500 (May 2023)
Tax Bill	$2,794 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-002328`

Property Details

APN / Parcel Number

Primary APN	`15-002328`
Alternative APN	`002328`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,109 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	002328
Street Address	511 ACADEMY ST
City	HURLOCK
State	MD
Zip	21643-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74,052 SQ. FT. 511 ACADEMY STREET HURLOCK
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2061
Census Tract	970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 ACADEMY ST, HURLOCK, MD 21643-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Apr 12, 2022	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 18, 2019	Deed, Transfer · Stand-Alone First Mortgage 1880 BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Book / Page	1808 / 190
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 1, 2023
Property Address	511 ACADEMY ST, HURLOCK, MD 21643-3405
Document Number	0018080190
Book / Page	1808 / 190
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	CARDINAL STLMTS OF MD LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$526.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 ACADEMY ST, HURLOCK, MD 21643-3405

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001808198
Date	May 1, 2023
Instrument	1808-198

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0018080217
Date	May 1, 2023
Book Page	1808/217

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 12, 2022
Property Address	511 ACADEMY ST, HURLOCK, MD 21643-3405
Document Number	0017340082
Book / Page	1734 / 82
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 ACADEMY ST, HURLOCK, MD 21643-3405

Mortgage

Document Number	0000173490
Date	Apr 12, 2022
Instrument	1734/90

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 18, 2019
Property Address	511 ACADEMY ST, HURLOCK, MD 21643-3405
Document Number	0015440241
Book / Page	1544 / 241
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EVANS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001544248
Date	Oct 18, 2019
Instrument	1544/248

Lender

Name	1880 BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Hurlock Town
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,794.00 (+28.76%)	$166,033 (+104.22%)	$206,500 (+142.66%) Land $38,000 Building $168,500
2025	$2,170.00 (+49.35%)
2023	$1,453.00	$81,300	$85,100 Land $38,000 Building $47,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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