511 4th Ave W, Zap, ND 58580 Property Records

Mercer County property record for 511 4th Ave W, Zap, ND 58580

Property Summary

Property Type	Single Family Home
Details	built 2018
Lot Size	125 acres (5,445,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ZZ14489130104`

Property Details

APN / Parcel Number

Primary APN	`ZZ14489130104`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,445,000 sqft (125 acres)

Location & Zoning

Street Address	511 4TH AVE W
City	ZAP
State	ND
Zip	58580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 4 & 5 SOUTHWEST ADD
Legal Subdivision	SOUTHWEST ADD
Legal Lot Number	4-5
Jurisdiction	MERCER ND
Township / Civil Division	ZAP
Census Block Group	1
Census Block	1252
Census Tract	961800

Owner

511 4th Ave W, a single family home, is owned by an individual.

Source: Mercer County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 213, ZAP, ND 58580-0213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage UNION STATE BANK
Feb 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNION STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER ND
Property Address	511 4TH AVE W, ZAP, ND 58580
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000216297
Date	Jul 30, 2018
Instrument	000000216297

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 1, 2019

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER ND
Property Address	511 4TH AVE W, ZAP, ND 58580
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217352
Date	Feb 13, 2019
Instrument	217352

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Mar 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 511 4th Ave W was $1,806, up 35.2% from the year before.

Source: Mercer County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Mercer County
Municipality	Zap City
Unified School District	Beulah Public School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,835 (-12.04%) Land $3,305 Building $63,530	$133,670 (-12.04%) Land $6,610 Building $127,060
2025	$1,806.00 (+35.18%)	$75,985 Land $3,305 Building $72,680	$151,970 Land $6,610 Building $145,360
2024	$1,336.00
2023		$75,215 Land $3,305 Building $71,910	$150,430 Land $6,610 Building $143,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 4th Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 4th Ave W is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 70% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ZAP serves 237 people · EPA ID ND2901054
Water Source	Purchased surface water from OMND WATER TREATMENT PLANT
Last State Inspection	May 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chloramine resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250
West River Telecommunications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures