511 20th St SE, Naples, FL 34117 Property Records

Collier County property record for 511 20th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 2006
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jul 2025)
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`342700 71 24C12`

Property Details

APN / Parcel Number

Primary APN	`342700 71 24C12`
Alternative APNs	`393877600050753007124` `39387760005`

Interior

Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	118,919 sqft
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	864 sqft

Location & Zoning

Street Address	511 20TH ST SE
City	NAPLES
State	FL
Zip	34117-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 51 N 180FT OF TR 71 OR 1225 PG 912
Legal Range	27
Legal Township	49
Legal Section	12
Legal Subdivision	GOLDEN GATE EST UNIT 51
Legal Tract	71
Legal Block	3
Legal Lot Number	2
Legal Unit	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 20TH ST SE, NAPLES, FL 34117-9452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	20256700988
Deed Book / Page	6484 / 1697
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	511 20TH ST SE, NAPLES, FL 34117-9452
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 20TH ST SE, NAPLES, FL 34117-9452

Mortgage

Document Number	0062850699
Date	Sep 6, 2023
Book Page	6285/699
Instrument	6449801

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	511 20TH ST SE, NAPLES, FL 34117-9452
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 20TH ST SE, NAPLES, FL 34117-9452

Mortgage

Document Number	0059920350
Date	Aug 3, 2021
Book Page	5992/350
Instrument	6106847

Lender

Name	GROVES CAPITAL INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,725 (+157.99%) Land $139,230 Building $248,495	$387,725 (-19.48%) Land $139,230 Building $248,495
2025	$1,417.00 (+8.75%) Homeowner's exemption	$150,288 (+5.99%)	$481,526 (+17.33%) Land $139,230 Building $342,296
2023	$1,303.00 Homeowner's exemption	$141,798 (+3%)	$410,416 (-0.55%) Land $133,770 Building $276,646
2022	$1,303.00 Homeowner's exemption	$137,668	$412,677 Land $151,925 Building $260,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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