511 1st St, Monroe City, MO 63456 Property Records

Monroe County property record for 511 1st St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 1965
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$575 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-017-003.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-017-003.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,368 sqft Adjusted Area
Gross Area	1,252 sqft
1st Floor Area	1,252 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 1ST ST
City	MONROE CITY
State	MO
Zip	63456-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLOCK 5 WARNER ADDITION MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	WARNER ADDIITON
Legal Block	5
Legal Lot Number	5-6
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1014
Census Tract	960100

Owner

511 1st St is owned by two individuals who acquired it in October 2022.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5369 HIGHWAY K, HUNNEWELL, MO 63443-2006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Apr 5, 2007	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Mar 11, 2016	Warranty Deed, Transfer · Commercial Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Oct 17, 2022
Deed Document Number	20221459
Prior Transfer Date	Jan 15, 2015
Prior Transfer Doc	0000000093
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	511 1ST ST, MONROE CITY, MO 63456-1707
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201784
Date	Dec 21, 2020
Instrument	2020-1784

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	511 1ST ST, MONROE CITY, MO 63456-1707
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230093
Date	Jan 26, 2023
Instrument	2023-0093

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2043

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	511 1ST ST, MONROE CITY, MO 63456-1707
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00322/0827
Date	Apr 5, 2007
Book Page	322/0827

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	780 Months
Due	Apr 1, 2072

Interest

Rate Type	Adjustable Rate
Rate	5.93%
Change Frequency	Monthly
Max Rate	15.9%

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Mar 11, 2016
Property Address	511 1ST ST, MONROE CITY, MO 63456-1707
Document Number	0020160331
Instrument Date	Mar 9, 2016
Instrument	2016-0331
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 1ST ST, MONROE CITY, MO 63456-1707

Mortgage

Document Number	0020160332
Date	Mar 11, 2016
Instrument	2016-0332

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 511 1st St was $575.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,130 (-)	$42,800 (-)
2025	$575.00	$8,130	$42,800 Land $4,800 Building $38,000
2023		$9,120	$48,000
2020	$454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures