St. Louis County property record for 511 12th St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,408 sqft · built 1910 |
| Lot Size | 0.103 acres (4,505 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,200 (Jul 2009) |
| Tax Bill | $2,058 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0060-01850 |
| Primary APN | 090-0060-01850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Gross Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 500 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,505 sqft (0.103 acres) |
| Garage Area | 864 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | 264 sqft |
| Patio Area | 364 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 886755 |
|---|---|
| Street Address | 511 12TH ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 EX E 18 3/4 FT AND ALL OF LOTS 25 ANDAND 26 BLOCK 8 SERIAL # |
| Legal Subdivision | ANDERSONS 3RD ADD TO VIRGINIA |
| Legal Block | 8 |
| Legal Lot Number | 24-25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 13200 |
Source: St. Louis County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 12TH ST S, VIRGINIA, MN 55792-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 29, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on Record |
| Deed Sale | Jul 23, 2009 · Amount on Record |
| Prior Sale | Jun 2, 2008 · Amount on Record |
| Deed Document Number | 20091113925 |
| Prior Transfer Date | Apr 28, 2008 |
| Prior Transfer Doc | 0001081995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 28, 2026 |
| Property Address | 511 12TH ST S, VIRGINIA, MN 55792-2926 |
| Document Number | 0001539507 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20261539507 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 12TH ST S, VIRGINIA, MN 55792-2926 |
| Document Number | 0001539508, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20261539508 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 511 12TH ST S, VIRGINIA, MN 55792-2926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001426880 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 1426880 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 511 12TH ST S, VIRGINIA, MN 55792-2926 |
| Document Number | 0001340012 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 12TH ST S VIRGINIA MN 557922926, VIRGINIA, MN 55792-2926 |
| Document Number | 0001340012 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 1340012 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,058.00 (+131.24%) Homeowner's exemption | ||
| 2025 | $890.00 (-41.37%) Homeowner's exemption | $159,400 (+15.84%) Land $7,500 Building $151,900 | $159,400 (+15.84%) Land $7,500 Building $151,900 |
| 2024 | $1,518.00 | $137,600 (+32.05%) Land $6,400 Building $131,200 | $137,600 (+32.05%) Land $6,400 Building $131,200 |
| 2022 | $104,200 Land $5,700 Building $98,500 | $104,200 Land $5,700 Building $98,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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