511 12th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 511 12th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1918
Lot Size	0.067 acres (2,919 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Dec 2020)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-155-0023-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-155-0023-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	2,919 sqft (0.067 acres)
Lot Dimensions	51 ft deep x 57 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 12TH ST
City	PORT HURON
State	MI
Zip	48060-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 2 FT OF E 51 FT LOT 15 & N 55 FT LOT 16 ASSESSOR'S PLAT OF MILLER LAND
Legal Subdivision	ASSESSORS OF MILLER LAND SUB
Legal Lot Number	15-16
Legal Unit	15,16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3026
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 12TH ST, PORT HURON, MI 48060-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage TRI COUNTY BANK
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARK A & KIMS KERSCHER
Oct 25, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202031915
Deed Book / Page	5289 / 187
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	511 12TH ST, PORT HURON, MI 48060-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7884 KENDALL RD, COLUMBUS, MI 48063-2702

Mortgage

Document Number	0052220940
Date	Aug 5, 2020
Book Page	5222/940
Instrument	2020018450

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 16, 2020
Property Address	511 12TH ST, PORT HURON, MI 48060-4318
Document Number	0005289187
Book / Page	5289 / 187
Map Reference	LB 27 PG 3
Instrument Date	Nov 30, 2020
Instrument	2020031915
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7884 KENDALL RD, 7884, COLUMBUS, MI 48063-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 12TH ST, PORT HURON, MI 48060-4318

Mortgage

Document Number	2020031916
Date	Dec 16, 2020
Instrument	2020031916

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	511 12TH ST, PORT HURON, MI 48060-4318
Document Number	0048950196
Book / Page	004895 / 000196
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27640 DANIEL CT FORT GRATIOT MI 48059, FORT GRATIOT, MI 48059

Mortgage

Document Number	0048950196
Date	Nov 29, 2017
Book Page	004895/000196

Lender

Name	MARK A & KIMS KERSCHER
Address	27640 DANIEL CT, HARRISON TOWNSHIP, MI 48045-6317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 28, 2019

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2017
Property Address	511 12TH ST, PORT HURON, MI 48060-4318
Document Number	0048830270
Book / Page	004883 / 000270
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3847 PINE GROVE AVE #A FORT GRATIOT MI 480594265, A, FORT GRATIOT, MI 48059-4265

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,600 (+14.9%)	$117,200 (+14.9%)
2025	$1,762.00 (+2.8%) Homeowner's exemption	$51,000 (+26.87%)
2024	$1,714.00 (+23.75%)		$102,000 (+26.87%)
2023		$40,200
2022	$1,385.00		$80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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