51091 Oceano Rd, Coachella, CA 92236 Property Records

Riverside County property record for 51091 Oceano Rd, Coachella, CA 92236

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,502 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Oct 2017)
Tax Bill	$7,135 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`768-490-015`

Property Details

APN / Parcel Number

Primary APN	`768-490-015`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	51091 OCEANO RD
City	COACHELLA
State	CA
Zip	92236-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	.16 ACRES IN LOT 15 MB 407/057 TR 31551
Legal Subdivision	TRACT NO 31551
Legal Tract	31551
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	45709

Owner

51091 Oceano Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51091 OCEANO RD, COACHELLA, CA 92236-9584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage BANK OF AMERICA NA
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDING 3 INC
Oct 19, 2017	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Feb 18, 2009 · Amount on File
Deed Document Number	2017434810
Prior Transfer Date	Feb 11, 2009
Prior Transfer Doc	0000075202
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	51091 OCEANO RD, COACHELLA, CA 92236-9584
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51091 OCEANO RD, COACHELLA, CA 92236-9584

Mortgage

Document Number	0000740102
Date	Dec 16, 2021
Instrument	2021-0740102

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	51091 OCEANO RD, COACHELLA, CA 92236-9584
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51091 OCEANO RD, COACHELLA, CA 92236-9584

Mortgage

Document Number	0000258224
Date	Apr 26, 2021
Instrument	2021-0258224

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2017
Property Address	51091 OCEANO RD, COACHELLA, CA 92236-9584
Document Number	0000434810
Map Reference	MB 407 PG 57-60
Instrument Date	Sep 13, 2017
Instrument	2017-0434810
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51091 OCEANO RD, COACHELLA, CA 92236-9584

Mortgage

Document Number	0000434811
Date	Oct 19, 2017
Instrument	2017-0434811

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000434813
Date	Oct 19, 2017
Instrument	2017-0434813

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 51091 Oceano Rd was $7,135.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Coachella City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,647 (+2%) Land $60,927 Building $243,720
2025	$7,135.00	$298,675 Land $59,733 Building $238,942
2023	$6,798.00 (+4.47%)	$287,078 Land $57,414 Building $229,664
2022	$6,507.00
2021			$357,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51091 Oceano Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 51091 Oceano Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA WATER AUTHORITY serves 43,590 people · EPA ID CA3310007
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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