Harris County property record for 5109 Terry St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 2016 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2017) |
| Tax Bill | $4,610 (2025) |
| Deeds & Mortgages | Jan 2023 Construction Loan Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-155-000-0014 |
| Primary APN | 031-155-000-0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0311550000014 |
|---|---|
| Street Address | 5109 TERRY ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 155 (PR YR IMPS 2017*0311550000015) RYON |
| Legal Subdivision | RYON |
| Legal Block | 155 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 210700 |
5109 Terry St is owned and occupied by an individual who bought it in December 2017.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5109 TERRY ST, HOUSTON, TX 77009-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Aug 10, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Dec 1, 2017 | Warranty Deed, Transfer UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on File |
| Deed Sale | Dec 1, 2017 · Amount on File |
| Prior Sale | Feb 11, 2014 · Amount on File |
| Deed Document Number | 2017529514 |
| Prior Transfer Date | Feb 6, 2014 |
| Prior Transfer Doc | 20140053904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5109 TERRY ST, HOUSTON, TX 77009-2252 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5109 TERRY ST, HOUSTON, TX 77009-2252 |
| Document Number | 0000011968 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2023-011968 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77041 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5109 TERRY ST, HOUSTON, TX 77009-2252 |
| Document Number | 0000377030 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | STARTEX TITLE |
| Name | Verified Name |
|---|---|
| Address | 5109 TERRY ST HOUSTON TX 770092252, HOUSTON, TX 77009-2252 |
| Document Number | 0000377030 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 377030 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 1, 2017 |
| Property Address | 5109 TERRY ST, HOUSTON, TX 77009-2252 |
| Document Number | 0000529514 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 529514 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CELEBRITY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 TERRY ST HOUSTON TX 77009, HOUSTON, TX 77009 |
| Document Number | 529515 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 529515 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Document Number | 529516, |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 529516 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 30, 2032 |
The 2025 property tax bill for 5109 Terry St was $4,610 with a homeowner's exemption, down 12.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,932 (-5.23%) Land $138,000 Building $186,932 | $324,932 (-5.23%) Land $138,000 Building $186,932 | |
| 2025 | $4,610.00 (-12.41%) Homeowner's exemption | $342,876 Land $150,000 Building $192,876 | $342,876 Land $150,000 Building $192,876 |
| 2024 | $5,263.00 | ||
| 2023 | $346,077 Land $125,000 Building $221,077 | $346,077 Land $125,000 Building $221,077 | |
| 2022 | $4,719.00 | ||
| 2020 | $5,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5109 Terry St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2001–2024) |
| Claims Outside the SFHA | 35 of 35 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5109 Terry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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