5109 Swift Ridge Rd, Raleigh, NC 27606 Property Records

Wake County property record for 5109 Swift Ridge Rd, Raleigh, NC 27606

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,543 sqft · built 1983
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Oct 2026)
Tax Bill	$968 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0772.03-40-7604-000`

Property Details

APN / Parcel Number

Primary APN	`0772.03-40-7604-000`
Alternative APNs	`0772.03-40-7604 0114299` `0772407604` `011429901` `0114299`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Lot Area	56,192 sqft (1.29 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Deck Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0114299
Street Address	5109 SWIFT RIDGE RD
City	RALEIGH
State	NC
Zip	27606-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO33 SWIFT RIDGE SUB (BM1980-390)
Legal Subdivision	SWIFT RIDGE SUB
Legal Lot Number	33
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	1
Census Block	1007
Census Tract	53003

Owner

5109 Swift Ridge Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Wake County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5109 SWIFT RIDGE RD, RALEIGH, NC 27606-4344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Aug 10, 2021	Deed of Trust, Mortgage ALLEGHENY CASUALTY COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Mar 25, 1983 · Amount on File
Deed Document Number	2026111073
Deed Book / Page	20350 / 2372
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 1, 2026
Property Address	5109 SWIFT RIDGE RD, RALEIGH, NC 27606-4344
Document Number	0000111073
Book / Page	20350 / 2372
Instrument Date	Sep 28, 2026
Instrument	2026111073
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	HOME PARTNER TITLE INC, PARTNER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 SWIFT RIDGE RD, RALEIGH, NC 27606-4344

Mortgage

Document Number	0000111074,
Date	Oct 1, 2026
Instrument	2026111074

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	5109 SWIFT RIDGE RD, RALEIGH, NC 27606-4344
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 SWIFT RIDGE RD, RALEIGH, NC 27606-4344

Mortgage

Document Number	186381525
Date	Aug 10, 2021
Book Page	18638/1525

Lender

Name	ALLEGHENY CASUALTY COMPANY
Type	Non-Lending Institution
Address	CALABASAS, CA 91372

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5109 Swift Ridge Rd was $968.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00	$433,406 Land $200,000 Building $233,406	$433,406 Land $200,000 Building $233,406
2023	$614.00	$293,472 Land $128,000 Building $165,472	$293,472 Land $128,000 Building $165,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5109 Swift Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 Swift Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW RIDGE S/D private · serves 453 people · EPA ID NC0392363
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swift Ridge Rd

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