5109 State Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5109 State Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,198 sqft · built 2023
Lot Size	2.83 acres (123,274 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Nov 2020)
Tax Bill	$13,756 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`014140-0000`

Property Details

APN / Parcel Number

Primary APN	`014140-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,198 sqft Living Area
Gross Area	5,034 sqft
1st Floor Area	3,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Asbestos
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	123,274 sqft (2.83 acres)
Lot Dimensions	1,590 ft deep x 164 ft wide
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Deck Area	581 sqft
Patio Area	90 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5109 STATE ROAD 13 N
City	SAINT AUGUSTINE
State	FL
Zip	32092-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF WM TRAVERS GRANT LYING W OF RD 13 82FT ON RIVER LOT 7 OF HODGES UNREC PLAT OR5103/1043
Legal Range	27E
Legal Township	06S
Legal Section	37
Legal Subdivision	HODGES UNPLATTED
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1020
Census Tract	20908

Owner

5109 State Rd 13 N is owned by a company that bought it in November 2020 and is owner-occupied.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	5109 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK
Nov 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Feb 11, 2014 · Amount on File
Deed Document Number	2020105231
Deed Book / Page	5103 / 1043
Prior Transfer Date	Mar 29, 2001
Prior Transfer Doc	0000023641
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5109 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1422
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1422
Investor	Possibly a Property Investor

Mortgage

Document Number	0053491565
Date	Aug 23, 2021
Book Page	5349/1565
Instrument	2021092755

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 19, 2020
Property Address	5109 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1422
Document Number	0051031043
Book / Page	005103 / 001043
Instrument Date	Nov 13, 2020
Instrument	105231
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,745.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8752 HARPERS GLEN CT JACKSONVILLE FL 322564542, JACKSONVILLE, FL 32256-4542

Tax Assessment & Valuation

The 2025 property tax bill for 5109 State Rd 13 N was $13,756 with a homeowner's exemption, up 12.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,063,311 (+2.7%)	$1,234,374 (-0.98%) Land $528,826 Building $705,548
2025	$13,756.00 (+12.78%) Homeowner's exemption	$1,035,356	$1,246,546 Land $528,826 Building $717,720
2024	$12,197.00 (+77.88%)
2023	$6,857.00 (+5.1%)	$576,443 (+1.74%)	$576,443 (+1.74%) Land $528,826 Building $47,617
2022	$6,524.00	$566,567	$566,567 Land $528,826 Building $37,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5109 State Rd 13 N in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 State Rd 13 N is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-BARTRAM OAKS WTP public/private · serves 150 people · EPA ID FL2551120
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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