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5109 S Cedar Crest Ct, Independence, MO 64055 Property Records

Jackson County property record for 5109 S Cedar Crest Ct, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,299 sqft · built 1993
Lot Size0.332 acres (14,448 sqft)
Owner2 Company Names on Record
Tax Bill$4,677 (2025)
Deeds & MortgagesDec 2025 Transfer
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN34-820-01-09

Property Details

APN / Parcel Number

Primary APN34-820-01-09
Alternative APNs
  • 34-820-01-09-00-0-00-000
  • 34820010900000001
  • 888101

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,299 sqft Living Area
1st Floor Area808 sqft
Basement Area912 sqft
Finished Basement676 sqft
Unfinished Basement236 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,448 sqft (0.332 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Deck Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number888101
Street Address5109 S CEDAR CREST CT
CityINDEPENDENCE
StateMO
Zip64055-6971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE CLIFFS 3RD PLAT, LOTS 96-108 LOT 104
Legal SubdivisionTHE CLIFFS 3RD PLAT
Legal Block3
Legal Lot Number104
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group3
Census Block3001
Census Tract14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5109 S CEDAR CREST CT, INDEPENDENCE, MO 64055-6971
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Quit Claim Deed, Transfer
Quitclaim
Sep 20, 2018Deed of Trust, Mortgage · Line of Credit
COMMERCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2025
Transfer Doc00E0095150
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateDec 23, 2025
Property Address5109 S CEDAR CREST CT, INDEPENDENCE, MO 64055-6971
Document Number00E0095150
Instrument DateDec 22, 2025
Instrument2025E0095150
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5109 S CEDAR CREST CT, INDEPENDENCE, MO 64055-6971

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5109 S CEDAR CREST CT, INDEPENDENCE, MO 64055-6971
Document Number0000E86157
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5109 S CEDAR CREST CT INDEPENDENCE MO 640556971, INDEPENDENCE, MO 64055-6971

Mortgage

Document Number0000E86157
DateOct 2, 2018
Instrument86157E
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 1, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictBlue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,337 (-) Land $10,720 Building $55,617$349,140 (-)
2025$4,677.00 (-0.02%)$66,337 (-2.73%) Land $10,720 Building $55,617$349,140 (-2.73%)
2024$4,678.00 (+2.14%)
2023$4,580.00$68,197 Land $11,157 Building $57,040$358,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber, Wisper ISP.

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