5109 Putter Ln, Kitty Hawk, NC 27949 Property Records

Dare County property record for 5109 Putter Ln, Kitty Hawk, NC 27949

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,020 sqft · built 1981
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Sep 2022)
Tax Bill$2,072 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN987605193537

Property Details

APN / Parcel Number

Primary APN987605193537
Alternative APN
  • 026589000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,020 sqft Heated Area
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1981
Architectural StyleContemporary
Exterior MaterialOther
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number987605193537
Old Parcel Number987605193537
Street Address5109 PUTTER LN
CityKITTY HAWK
StateNC
Zip27949-3983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 8 BLK: SEC: C PL: 2 SL: 264
Legal SubdivisionKITTY HAWK BEACH
Legal Lot Number8
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group2
Census Block2023
Census Tract970102

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5109 PUTTER LN, KITTY HAWK, NC 27949-3983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Quit Claim Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE
Sep 22, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Prior SaleMar 5, 2007
Deed Document Number0002645205
Deed Book / Page2645 / 205
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDARE NC
Recording DateJun 30, 2026
Property Address5109 PUTTER LN, KITTY HAWK, NC 27949-3983
Document Number0700161256
Book / Page2858 / 801
Instrument DateJun 23, 2026
Instrument2026700161256
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyCOHESIVE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5109 PUTTER LN, KITTY HAWK, NC 27949-3983

Mortgage

Document Number0700161257,
DateJun 30, 2026
Instrument2026700161257
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateSep 22, 2022
Property Address5109 PUTTER LN, KITTY HAWK, NC 27949-3983
Document Number002645/181
Book / Page2645 / 181
Map ReferenceMB 2 PG 264-267
Instrument DateSep 15, 2022
Instrument700122890
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4932 LUNAR DR, 4932, KITTY HAWK, NC 27949-3939

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 CASTLEWOOD RD, PORTSMOUTH, VA 23702-2016

Mortgage

Document Number0700122891
DateSep 22, 2022
Instrument700122891
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKitty Hawk Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,072.00 (+17.66%)$429,000 (+70.58%) Land $264,100 Building $164,900
2023$1,761.00$251,500 Land $117,800 Building $133,700
2020$429,000 Land $264,100 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 759 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies765 units insured
incl. 6 condo units
Nearby Flood Claims1,869 (1980–2024)
Claims Outside the SFHA814 of 1,869
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Isabel, Sep 2003 · 472 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 42 claims
  • Hurricane Dennis, Sep 1999 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDARE COUNTY WATER SYSTEM
serves 28,732 people · EPA ID NC0428030
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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