5109 Mack Rd, Howell, MI 48855 Property Records

Livingston County property record for 5109 Mack Rd, Howell, MI 48855

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 3 ba · 1,920 sqft · built 1989
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04-400-022`

Property Details

APN / Parcel Number

Primary APN	`07-04-400-022`
Alternative APN	`470704400022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	88,427 sqft (2.03 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5109 MACK RD
City	HOWELL
State	MI
Zip	48855-9246
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AR
Legal Description	SEC 4 T3N R5E COMM AT SE CORN SEC 4 TH ALG E LN OF SEC & CTRLN MACK RD N 601.07' TO POB; TH N 148.36'; TH S88*35'09"W
Legal Range	05E
Legal Township	03N
Legal Section	04
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1003
Census Tract	712102

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5109 MACK RD, HOWELL, MI 48855-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Intrafamily Transfer, Transfer
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2003
Transfer Doc	0041410733
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 20, 2024
Property Address	5109 MACK RD, HOWELL, MI 48855-9246
Document Number	0000004366
Instrument Date	Mar 19, 2024
Instrument	2024R-004366
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5109 MACK RD, HOWELL, MI 48855-9246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 KNEELAND CIR, HOWELL, MI 48843-4506

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5109 MACK RD, HOWELL, MI 48855-9246
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 MACK RD, HOWELL, MI 48855-9246

Mortgage

Document Number	2021R007537
Date	Feb 17, 2021
Instrument	2021R-007537

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,500 (+3.2%)	$419,000 (+3.2%)
2025	$3,455.00 (+21.74%) Homeowner's exemption	$203,000 (+7.07%)	$406,000 (+7.07%)
2023		$189,600
2021			$379,200
2019	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mack Rd

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