5109 Howardsville Rd, Apison, TN 37302 Property Records

Hamilton County property record for 5109 Howardsville Rd, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,025 sqft · built 1977
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2026)
Tax Bill	$800 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000103663`

Property Details

APN / Parcel Number

Primary APN	`0000103663`
Alternative APN	`162 066`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000103663
Old Parcel Number	162 066
Street Address	5109 HOWARDSVILLE RD
City	APISON
State	TN
Zip	37302-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NW 1/4 NW 1/4 SEC 29 TWP2S R1
Legal Range	01W
Legal Township	02S
Legal Section	29
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3019
Census Tract	11204

Owner

Source: Hamilton County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5109 HOWARDSVILLE RD, APISON, TN 37302-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer M AND M TITLE INSURANCE, HON & KOPET TITLE
Aug 3, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	20260908121
Deed Book / Page	14431 / 132
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0000000041
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 8, 2026
Property Address	5109 HOWARDSVILLE RD, APISON, TN 37302-9737
Document Number	0000000121
Book / Page	14431 / 132
Instrument Date	Sep 3, 2026
Instrument	2026121
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	M AND M TITLE INSURANCE, HON & KOPET TITLE

Transaction

Amount	Amount Recorded
Tax	$97,162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 HOWARDSVILLE RD, APISON, TN 37302-9737

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 3, 2020
Property Address	5109 HOWARDSVILLE RD, APISON, TN 37302-9737
Document Number	0803000292
Book / Page	012098 / 000792
Instrument Date	Jul 29, 2020
Instrument	200803000292
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 HOWARDSVILLE RD APISON TN 373029737, APISON, TN 37302-9737

Mortgage

Document Number	803000293
Date	Aug 3, 2020
Book Page	012098/000794
Instrument	200803000293

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 20, 2017
Property Address	5109 HOWARDSVILLE RD, APISON, TN 37302-9737
Document Number	0000000132
Book / Page	11158 / 553
Instrument Date	Sep 18, 2017
Instrument	2017092000132
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FOUNDATION TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 BRANDFORD AVE, APISON, TN 37302

Mortgage

Document Number	0000000133
Date	Sep 20, 2017
Instrument	2017092000133

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 (-6.54%)	$52,825 (+38.01%)	$211,300 (+38.01%) Land $89,200 Building $122,100
2023	$856.00	$38,275	$153,100 Land $71,300 Building $81,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Twin Lakes, Verizon, Xfinity.

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