5109 Embassy Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5109 Embassy Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,132 sqft · built 1997
Lot Size	0.525 acres (22,886 sqft)
Owner	Trust Name on File
Last Sale	$750,000 (Jan 2008)
Tax Bill	$11,928 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-0360-027-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0360-027-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,132 sqft Living Area
1st Floor Area	2,112 sqft
2nd Floor Area	1,820 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	22,886 sqft (0.525 acres)
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5109 EMBASSY LN
City	FAIR OAKS
State	CA
Zip	95628-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	PHOENIX RISE, LOT 4
Legal Subdivision	PHOENIX RISE
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8006

Owner

5109 Embassy Ln is owner-occupied and held in a trust since July 2021.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	5109 EMBASSY LN, FAIR OAKS, CA 95628-5357
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2008 · Amount on File
Deed Sale	Jan 18, 2008 · Amount on File
Prior Sale	Feb 6, 2001 · Amount on File
Deed Book / Page	20080118 / 1108
Last Transfer Date	Jul 7, 2021
Transfer Doc	0000000042
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2021
Property Address	5109 EMBASSY LN, FAIR OAKS, CA 95628-5357
Document Number	2021082400042
Map Reference	MB 245 MAP 5
Instrument Date	Jul 7, 2021
Instrument	2021082400042
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5109 EMBASSY LN, FAIR OAKS, CA 95628-5357

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2021
Property Address	5109 EMBASSY LN, FAIR OAKS, CA 95628-5357
Document Number	2021082400040
Map Reference	MB 245 MAP 5
Instrument Date	Jul 7, 2021
Instrument	2021082400040
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5109 EMBASSY LN, FAIR OAKS, CA 95628-5357

Mortgage

Document Number	2021082400041
Date	Aug 24, 2021
Instrument	2021082400041

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 17, 2019
Property Address	5109 EMBASSY LN, FAIR OAKS, CA 95628-5357
Document Number	1906170482
Instrument Date	May 23, 2019
Instrument	1906170482
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5109 EMBASSY LN FAIR OAKS CA 956285357, FAIR OAKS, CA 95628-5357

Tax Assessment & Valuation

The 2025 property tax bill for 5109 Embassy Ln was $11,928, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,825 (+2%) Land $301,443 Building $703,382
2025	$11,928.00 (+0.76%)	$985,124 Land $295,533 Building $689,591
2024	$11,838.00 (+3.06%)
2023	$11,486.00 (+0.36%)	$946,872 Land $284,058 Building $662,814
2022	$11,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5109 Embassy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 Embassy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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