5109 E Belmont St, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5109 E Belmont St, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1996
Lot Size	0.189 acres (8,220 sqft)
Owner	2 Trust Names on File
Last Sale	$221,500 (Apr 2020)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Oct 2014 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-128-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-128-008-000`
Alternative APN	`64391`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,112 sqft Finished Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,220 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 68.5 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	64391
Street Address	5109 E BELMONT ST
City	SIOUX FALLS
State	SD
Zip	57110-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 7 GOLDEN VALLEY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GOLDEN VALLEY ADDN
Legal Block	7
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1003
Census Tract	1806

Owner

5109 E Belmont St is owner-occupied and held in a trust since April 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5109 E BELMONT ST, SIOUX FALLS, SD 57110-6946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2014	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE, INC
Nov 9, 2021	Deed of Trust, Mortgage FIRST PREMIER BANK
Apr 20, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Deed Book / Page	595-D / 497
Record Updated	Oct 29, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5109 E BELMONT ST, SIOUX FALLS, SD 57110-6946
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001765/241
Date	Oct 21, 2014
Book Page	1765/241
Instrument	422253

Lender

Name	SUNTRUST MORTGAGE, INC
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2029

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5109 E BELMONT ST, SIOUX FALLS, SD 57110-6946
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 E BELMONT ST, SIOUX FALLS, SD 57110-6946

Mortgage

Document Number	1938MTG/852
Date	Nov 9, 2021
Book Page	1938 MTG/852

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 20, 2020
Property Address	5109 E BELMONT ST, SIOUX FALLS, SD 57110-6946
Document Number	595DEED/497
Book / Page	595 DEED / 497
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5109 E BELMONT ST, SIOUX FALLS, SD 57110-6946

Mortgage

Document Number	1882MTG302
Date	Apr 20, 2020
Instrument	1882 MTG/302

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	1882MTG/305
Date	Apr 20, 2020
Book Page	1882 MTG/305

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5109 E Belmont St was $3,790.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,118 (-1.1%) Land $33,033 Building $244,085	$277,118 Land $33,033 Building $244,085
2025	$3,790.00	$280,200 (-2.16%) Land $33,400 Building $246,800
2024	$3,790.00	$286,400 Land $33,400 Building $253,000
2022	$3,514.00	$234,200 Land $33,400 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5109 E Belmont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 E Belmont St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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