5109 Charter Ct, Rocklin, CA 95765 Property Records

Placer County property record for 5109 Charter Ct, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 1992
Lot Size	0.152 acres (6,612 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Dec 2019)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	Dec 2019 Sale Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`367-020-020-000`

Property Details

APN / Parcel Number

Primary APN	`367-020-020-000`
Alternative APN	`367-020-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,612 sqft (0.152 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	367-020-020
Street Address	5109 CHARTER CT
City	ROCKLIN
State	CA
Zip	95765-5128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L38 STANFORD RANCH PH3PAR41R-8
Legal Subdivision	STANFORD RANCH
Legal Lot Number	38
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2004
Census Tract	21123

Owner

5109 Charter Ct is owner-occupied and held in a trust since August 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5109 CHARTER CT, ROCKLIN, CA 95765-5128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Prior Sale	Oct 28, 1994 · Amount on File
Deed Document Number	2019104924
Last Transfer Date	Aug 12, 2024
Transfer Doc	0000045725
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 26, 2019
Property Address	5109 CHARTER CT, ROCKLIN, CA 95765-5128
Document Number	0000104924
Instrument Date	Dec 19, 2019
Instrument	104924
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2483 SECRET RAVINE TRL COOL CA 956142606, COOL, CA 95614-2606

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5109 CHARTER CT, ROCKLIN, CA 95765-5128
Document Number	0000010267
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5109 CHARTER CT ROCKLIN CA 957655128, ROCKLIN, CA 95765-5128

Mortgage

Document Number	0000010267
Date	Feb 21, 2019
Instrument	10267

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5109 CHARTER CT, ROCKLIN, CA 95765-5128
Document Number	0000046645
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 CHARTER CT ROCKLIN CA 957655128, ROCKLIN, CA 95765-5128

Mortgage

Document Number	0000046645
Date	Jun 29, 2018
Instrument	46645

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5109 Charter Ct was $5,381 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,822 (+2%) Land $139,437 Building $351,385
2025	$5,381.00 Homeowner's exemption	$481,199 Land $136,703 Building $344,496
2023	$5,255.00 (+2.52%) Homeowner's exemption	$462,516 Land $131,396 Building $331,120
2022	$5,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5109 Charter Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 Charter Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath.

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