1. Home
  2. Florida
  3. Collier County
  4. Naples
  5. Cerromar Dr

5109 Cerromar Dr, Naples, FL 34112 Property Records

Collier County property record for 5109 Cerromar Dr, Naples, FL 34112

Property Summary

Property TypeSingle Family Home
Details3,160 sqft · built 2002
Lot Size0.27 acres (11,761 sqft)
Owner2 Company Names on Record
Last Sale$1,850,000 (Jul 2024)
Tax Bill$12,309 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN506900 1945B15

Property Details

APN / Parcel Number

Primary APN506900 1945B15
Alternative APN
  • 62030002540

Interior

Stories1 Story
Building Area3,160 sqft Living Area
1st Floor Area3,160 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions135 ft deep x 87 ft wide
Pool Area364 sqft
Deck Area360 sqft

Location & Zoning

Street Address5109 CERROMAR DR
CityNAPLES
StateFL
Zip34112-7924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionNAPLES LAKES COUNTRY CLUB LOT 194
Legal Range26
Legal Township50
Legal Section15
Legal SubdivisionNAPLES LAKES COUNTRY CLUB
Legal Tract506900
Legal Block3
Legal Lot Number194
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3020
Census Tract10518

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4055 W JACKSON ST, MACOMB, IL 61455-7723
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 6, 2020Deed of Trust, Mortgage · VA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Apr 2, 2019Warranty Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2024 · Amount on Record
Deed SaleJul 2, 2024 · Amount on Record
Prior SaleApr 2, 2019 · Amount on Record
Deed Document Number20246565693
Deed Book / Page6375 / 3332
Prior Transfer DateJan 25, 2018
Prior Transfer Doc0054703374
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address5109 CERROMAR DR, NAPLES, FL 34112-7924
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5109 CERROMAR DR, NAPLES, FL 34112-7924

Mortgage

Document Number0061481971
DateJul 5, 2022
Book Page6148/1971
Instrument6277795
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address5109 CERROMAR DR, NAPLES, FL 34112-7924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057360780
DateMar 6, 2020
Book Page5736/780
Instrument5839045
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 2, 2019
Property Address5109 CERROMAR DR, NAPLES, FL 34112-7924
Document Number0056132944
Book / Page5613 / 2944
Map ReferenceMB 33 PG 8-16
Instrument DateMar 22, 2019
Instrument5692160
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4979 SHAKER HEIGHTS CT, 4979, NAPLES, FL 34112-8432

Transferred To (Grantee/Buyer)

NameVerified Name
Address5109 CERROMAR DR, NAPLES, FL 34112-7924

Mortgage

Document Number0005692161
DateApr 2, 2019
Instrument5692161
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateJan 25, 2018
Property Address5109 CERROMAR DR, NAPLES, FL 34112-7924
Document Number0054703374
Book / Page005470 / 003374
Instrument DateJan 25, 2018
Instrument5501112
Transaction TypeTransfer
Record UpdatedFeb 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5109 CERROMAR DR NAPLES FL 341127924, NAPLES, FL 34112-7924

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,309.00 (+82.73%)$1,146,789 (+71.71%) Land $604,800 Building $541,989$1,146,789 (-11.6%) Land $604,800 Building $541,989
2024$6,736.00 (+0.9%)
2023$6,676.00 (-2.5%) Homeowner's exemption Veteran's exemption$667,856 (+3%)$1,297,221 (+27.53%) Land $615,600 Building $681,621
2022$6,847.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$648,404$1,017,191 Land $317,520 Building $699,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 units insured
incl. 22 condo units
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Cerromar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures