San Bernardino County property record for 5109 Arctic Pl, Etiwanda, CA 91739
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,302 sqft · built 2010 |
| Lot Size | 0.257 acres (11,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Dec 2019) |
| Tax Bill | $13,435 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1087-181-04-0000 |
| Primary APN | 1087-181-04-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Living Area |
| Gross Area | 3,729 sqft |
| 1st Floor Area | 1,888 sqft |
| 2nd Floor Area | 1,414 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 11,172 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5109 ARCTIC PL |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91739-8963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 16227 LOT 72 BOOK 311 PAGE 100 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 16227 |
| Legal Tract | 16227 |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2043 |
5109 Arctic Pl is owned and occupied by two individuals who bought it in December 2019.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5109 ARCTIC PL, RANCHO CUCAMONGA, CA 91739-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Prior Sale | Oct 31, 2013 · Amount on File |
| Deed Document Number | 2019465769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 17, 2019 |
| Property Address | 5109 ARCTIC PL, ETIWANDA, CA 91739-8963 |
| Document Number | 0000465769 |
| Map Reference | MB 311 PG 100-111 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019-0465769 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5109 ARCTIC PL, RANCHO CUCAMONGA, CA 91739-8963 |
| Investor | Possibly a Property Investor |
| Document Number | 0000465770 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 2019-0465770 |
| Name | 1ST RELIANT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 10.2% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 10.2% |
The 2025 property tax bill for 5109 Arctic Pl was $13,435.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Etiwanda Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $897,992 (+2%) Land $312,345 Building $585,647 | |
| 2025 | $13,435.00 | $880,385 Land $306,221 Building $574,164 |
| 2023 | $12,943.00 (+0.79%) | $846,199 Land $294,330 Building $551,869 |
| 2022 | $12,841.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5109 Arctic Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5109 Arctic Pl is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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