5109 23rd Ave W, Everett, WA 98203 Property Records

Snohomish County property record for 5109 23rd Ave W, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,646 sqft · built 1979
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Oct 2019)
Tax Bill	$7,070 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698-000-005-00`

Property Details

APN / Parcel Number

Primary APN	`6698-000-005-00`
Alternative APNs	`006698-000-005-00` `66980000050009` `1169904`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,646 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	1,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	406 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1169904
Street Address	5109 23RD AVE W
City	EVERETT
State	WA
Zip	98203-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	GRANADA SEAVIEW ESTATES NO. 2 BLK 000 D-00 LOT 5 TGW AN EQUAL & UND INT IN TR A SUBJ TO ESE CITY OF EVERETT, PUD 1 & GEN TEL
Legal Section	35
Legal Subdivision	GRANADA SEAVIEW ESTATES NO. 2
Legal Tract	A
Legal Block	000 D
Legal Lot Number	5
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2001
Census Tract	41304

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5109 23RD AVE W, EVERETT, WA 98203-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Oct 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	2019315
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	5109 23RD AVE W, EVERETT, WA 98203-1526
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000200
Date	Sep 3, 2021
Instrument	202109030200

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	5109 23RD AVE W, EVERETT, WA 98203-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 23RD AVE W, EVERETT, WA 98203-1526

Mortgage

Document Number	0000000139
Date	Oct 5, 2020
Instrument	202010050139

Lender

Name	BANNER BANK
Type	Bank
Address	BELLEVUE, WA 98005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 9, 2019
Property Address	5109 23RD AVE W, EVERETT, WA 98203-1526
Document Number	0000000315
Instrument Date	Oct 2, 2019
Instrument	201910090315
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5109 23RD AVE W EVERETT WA 982031526, EVERETT, WA 98203-1526

Mortgage

Document Number	316
Date	Oct 9, 2019
Instrument	201910090316

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,070.00 (-4.96%)	$909,500 (-5.44%) Land $489,300 Building $420,200	$909,500 (-5.44%) Land $489,300 Building $420,200
2023	$7,439.00 (+10.09%)	$961,800 (+27.19%) Land $494,400 Building $467,400	$961,800 (+27.19%) Land $494,400 Building $467,400
2022	$6,757.00	$756,200 Land $361,000 Building $395,200	$756,200 Land $361,000 Building $395,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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