5108 S Hidden Heights Rd, Oregon, IL 61061 Property Records

Ogle County property record for 5108 S Hidden Heights Rd, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Lot Size	3.09 acres (134,600 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Dec 2023)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-31-129-002`

Property Details

APN / Parcel Number

Primary APN	`16-31-129-002`

Exterior

Lot Area	134,600 sqft (3.09 acres)

Location & Zoning

Street Address	5108 S HIDDEN HEIGHTS RD
City	OREGON
State	IL
Zip	61061-9091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SCHOENHOLTZ SUBD PT N2 N2 SEC 31-23-10 SURVEY OF SUBD
Legal Range	10
Legal Township	23
Legal Section	31
Legal Subdivision	SURVEY OF SUBD
Legal Lot Number	2
Jurisdiction	OGLE IL
Township / Civil Division	GRAND DETOUR
Census Block Group	2
Census Block	2102
Census Tract	961301

Owner

5108 S Hidden Heights Rd is owned and occupied by an individual who bought it in December 2023.

Source: Ogle County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5108 S HIDDEN HEIGHTS RD, OREGON, IL 61061-9091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Dec 19, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Jun 6, 2023 · Amount on File
Deed Document Number	20235547
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	5108 S HIDDEN HEIGHTS RD, OREGON, IL 61061-9091
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004128
Date	Sep 18, 2023
Instrument	202304128

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 6, 2028

Interest

Rate Type	Fixed Rate
Rate	17.1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Dec 19, 2023
Property Address	5108 S HIDDEN HEIGHTS RD, OREGON, IL 61061-9091
Document Number	0000005547
Map Reference	PF D PG 82
Instrument Date	Dec 15, 2023
Instrument	202305547
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$310.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5108 S HIDDEN HEIGHTS RD, OREGON, IL 61061-9091

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 6, 2023
Property Address	5108 S HIDDEN HEIGHTS RD, OREGON, IL 61061-9091
Document Number	0000002337
Map Reference	DOC 0512941
Instrument Date	Jan 26, 2021
Instrument	202302337
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 S HIDDEN HEIGHTS RD, OREGON, IL 61061-9091

Mortgage

Document Number	0000002338
Date	Jun 6, 2023
Instrument	202302338

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

The 2025 property tax bill for 5108 S Hidden Heights Rd was $6,243.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Grand Detour Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00	$80,744 Land $12,466 Building $68,278	$242,232 Land $37,398 Building $204,834
2023		$77,544 (+9.29%) Land $10,407 Building $67,137	$232,632 (+9.29%) Land $31,221 Building $201,411
2022	$5,735.00	$70,952 Land $9,522 Building $61,430	$212,856 Land $28,566 Building $184,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5108 S Hidden Heights Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5108 S Hidden Heights Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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