5108 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5108 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,152 sqft · built 2017
Lot Size	0.051 acres (2,200 sqft)
Owner	Company Name on Record
Last Sale	$1,006,500 (May 2018)
Tax Bill	$15,642 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-740-007`

Property Details

APN / Parcel Number

Primary APN	`222-740-007`
Alternative APN	`222-740-007-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	664 sqft
2nd Floor Area	1,488 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5108 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L7
Legal Subdivision	SUBDIVISION 9302
Legal Tract	9302
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3012
Census Tract	355115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 3, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Sep 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2018	Grant Deed, Subdivision Related Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Deed Document Number	201871906
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000248273
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000025182
Date	Mar 17, 2023
Instrument	2023-025182

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000139384
Date	Sep 14, 2022
Instrument	2022-139384

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2021
Property Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000248273
Map Reference	MB 524 PG 45-51
Instrument Date	Jan 22, 2021
Instrument	2021-248273
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2021
Property Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000248271
Map Reference	MB 524 PG 45-51
Instrument Date	Jan 22, 2021
Instrument	2021-248271
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Investor	Possibly a Property Investor

Mortgage

Document Number	0000248272
Date	Sep 3, 2021
Instrument	2021-248272

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 10, 2018
Property Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000144580
Instrument Date	Aug 24, 2018
Instrument	144580
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	39120 ARGONAUT WAY #497 FREMONT CA 945381304, 497, FREMONT, CA 94538-1304

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 8, 2018
Property Address	5108 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000071906
Map Reference	MB 524 PG 45-51
Instrument Date	Apr 9, 2018
Instrument	2018-071906
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	39120 ARGONAUT WAY # 497, 497, FREMONT, CA 94538-1304

Mortgage

Document Number	0000071907
Date	May 8, 2018
Instrument	2018-071907

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Mortgage

Document Number	0000071908
Date	May 8, 2018
Instrument	2018-071908

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,167,543 (+2%) Land $697,277 Building $470,266
2025	$15,642.00 (+4.2%)	$1,144,651 (+4.04%) Land $683,605 Building $461,046
2023	$15,012.00 (+1.41%)	$1,100,204 Land $657,060 Building $443,144
2022	$14,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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