Winnebago County property record for 5108 Rotary Rd, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,524 sqft · built 1976 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,848 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1628100007 |
| Primary APN | 1628100007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 3,698 sqft |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,524 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 220,414 sqft |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 280 102 |
|---|---|
| Street Address | 5108 ROTARY RD |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LONESOME ACRES BNG SUB OF PT W1/2 NW1/4 SEC 28-43-2 LOT 3 ACRES: 5.06 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 28 |
| Legal Subdivision | LONESOME ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 3705 |
5108 Rotary Rd is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5108 ROTARY RD, CHERRY VALLEY, IL 61016-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5108 ROTARY RD, CHERRY VALLEY, IL 61016-9602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004606 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2204606 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5108 ROTARY RD, CHERRY VALLEY, IL 61016-9602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026802 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2126802 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5108 ROTARY RD, CHERRY VALLEY, IL 61016-9602 |
| Document Number | 0001031978 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5108 ROTARY RD CHERRY VALLEY IL 610169602, CHERRY VALLEY, IL 61016-9602 |
| Document Number | 0001031978 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 1031978 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 4, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5108 ROTARY RD, CHERRY VALLEY, IL 61016-9602 |
| Document Number | 0001031979 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5108 ROTARY RD CHERRY VALLEY IL 610169602, CHERRY VALLEY, IL 61016-9602 |
| Document Number | 0001031979 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 1031979 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5108 Rotary Rd was $7,848 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,848.00 | $124,459 Land $22,874 Building $101,585 | $373,377 Land $68,622 Building $304,755 |
| 2022 | Homeowner's exemption | $88,028 Land $16,179 Building $71,849 | $264,084 Land $48,537 Building $215,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5108 Rotary Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5108 Rotary Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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