Pinellas County property record for 5108 Pinnacle Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,172 sqft · built 1995 |
| Lot Size | 0.198 acres (8,607 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $638,750 (Mar 2023) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-1695-9 |
| Primary APN | C62-000-758-1695-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,898 sqft |
| 1st Floor Area | 2,172 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,607 sqft (0.198 acres) |
| Lot Dimensions | 146 ft deep x 61 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | 234 sqft |
| Patio Area | 234 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21291 |
|---|---|
| Street Address | 5108 PINNACLE DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | PARCEL B - THE PINNACLE LOT 10 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 3 |
| Legal Subdivision | PARCEL B - THE PINNACLE |
| Legal Tract | 66265 |
| Legal Lot Number | 10 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 27325 |
5108 Pinnacle Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5108 PINNACLE DR, OLDSMAR, FL 34677-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2023 · Amount on File |
| Deed Sale | Mar 1, 2023 · Amount on File |
| Prior Sale | Dec 30, 2011 |
| Deed Document Number | 202353599 |
| Deed Book / Page | 22360 / 898 |
| Prior Transfer Date | Dec 15, 2011 |
| Prior Transfer Doc | 0174481965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 1, 2023 |
| Property Address | 5108 PINNACLE DR, OLDSMAR, FL 34677-1928 |
| Document Number | 0223600898 |
| Book / Page | 22360 / 898 |
| Map Reference | MB 109 PG 93 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023053599 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,471.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 ORCHARD AVE, WOLDVILLE XX |
| Name | Verified Name |
|---|---|
| Address | 5108 PINNACLE DR, OLDSMAR, FL 34677-1928 |
| Document Number | 0022360900 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 22360/900 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 5108 PINNACLE DR, OLDSMAR, FL 34677-1928 |
| Document Number | 0208452358 |
| Book / Page | 020845 / 002358 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 15835 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 55 KENT AVE |
The 2025 property tax bill for 5108 Pinnacle Dr was $4,163 with a homeowner's exemption, up 6.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,163.00 (+6.88%) Homeowner's exemption | $264,965 | $508,006 Land $124,331 Building $383,675 |
| 2024 | $3,895.00 (-52.26%) | ||
| 2023 | $8,159.00 (+7.5%) | $493,015 (+5.31%) | $493,015 (+5.31%) Land $142,352 Building $350,663 |
| 2022 | $7,590.00 | $468,153 | $468,153 Land $184,861 Building $283,292 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5108 Pinnacle Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5108 Pinnacle Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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