5108 Monroe Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 5108 Monroe Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,259 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2022)
Tax Bill	$4,806 (2026)
Deeds & Mortgages	Jun 2022 Second Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-062-020-000`

Property Details

APN / Parcel Number

Primary APN	`041-062-020-000`
Alternative APNs	`0416220000` `0416220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5108 MONROE WAY
City	CERES
State	CA
Zip	95307-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 STARLITE PLACE NO. 6
Legal Subdivision	STARLITE PLACE UN 06
Legal Block	2
Legal Lot Number	134
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2032
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5108 MONROE WAY, CERES, CA 95307-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NFM INC
Jun 17, 2022	Grant Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	202244152
Prior Transfer Date	May 4, 2009
Prior Transfer Doc	0000046689
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5108 MONROE WAY, CERES, CA 95307-6719
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	STEWART TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 MONROE WAY, CERES, CA 95307-6719

Mortgage

Document Number	0000044155
Date	Jun 17, 2022
Instrument	2022-0044155

Lender

Name	NFM INC
Type	Mortgage Company
Address	TRACY, CA 95376

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Aug 13, 2052

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 17, 2022
Property Address	5108 MONROE WAY, CERES, CA 95307-6719
Document Number	0000044152
Map Reference	VOL 36 PG 66
Instrument Date	Jun 10, 2022
Instrument	2022-0044152
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5108 MONROE WAY, CERES, CA 95307-6719

Mortgage

Document Number	0000044153
Date	Jun 17, 2022
Instrument	2022-0044153

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000044154
Date	Jun 17, 2022
Instrument	2022-0044154

Lender

Name	NFM INC
Type	Mortgage Company
Address	TRACY, CA 95376

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Aug 13, 2052

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,806.00 (-4.66%) Homeowner's exemption	$418,000 (-5.09%) Land $210,000 Building $208,000
2025	$5,041.00 (+5.2%) Homeowner's exemption	$440,400 (+4.04%) Land $201,629 Building $238,771
2023	$4,792.00 (+172.12%) Homeowner's exemption	$423,300 Land $193,800 Building $229,500
2022	$1,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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