5108 Highlands Dr, McKinney, TX 75070 Property Records

Collin County property record for 5108 Highlands Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,011 sqft · built 1999
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$536,987 (Oct 2026)
Tax Bill	$8,245 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3576-00Q-0480-1`

Property Details

APN / Parcel Number

Primary APN	`R-3576-00Q-0480-1`
Alternative APNs	`000002050647` `2050647`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,011 sqft Living Area
Gross Area	3,453 sqft
1st Floor Area	1,576 sqft
2nd Floor Area	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	33 sqft

Location & Zoning

Street Address	5108 HIGHLANDS DR
City	MCKINNEY
State	TX
Zip	75070-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO HEIGHTS SECTION II PHASE II, BLK Q, LOT 48
Legal Subdivision	ELDORADO HEIGHTS SECTION II PHASE II (CM
Legal Block	Q
Legal Lot Number	48
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1004
Census Tract	30515

Owner

Source: Collin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5108 HIGHLANDS DR, MCKINNEY, TX 75070-7623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 11, 2019	Grant Deed, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on Record
Deed Sale	Oct 13, 2026 · Amount on Record
Prior Sale	Feb 20, 2026
Deed Document Number	2026136870
Prior Transfer Date	Sep 5, 2003
Prior Transfer Doc	0000185600
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 13, 2026
Property Address	5108 HIGHLANDS DR, MCKINNEY, TX 75070-7623
Document Number	0000136870
Instrument Date	Oct 13, 2026
Instrument	2026136870
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 HIGHLANDS DR, MCKINNEY, TX 75070-7623

Mortgage

Document Number	0000136871,
Date	Oct 13, 2026
Instrument	2026136871

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 11, 2019
Property Address	5108 HIGHLANDS DR, MCKINNEY, TX 75070-7623
Instrument Date	Sep 19, 2019
Instrument	1430290
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Mortgage

Document Number	0001430290
Date	Nov 11, 2019
Instrument	1430290

Lender

Name	CITIBANK
Type	Bank
Address	388 GREENWICH ST # 6TH, NEW YORK, NY 10013-2362

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,245.00 (-0.22%)	$478,008 (+3.99%) Land $130,000 Building $348,008	$478,008 (+3.99%) Land $130,000 Building $348,008
2024	$8,263.00 (+2.51%)
2023		$459,669 Land $95,000 Building $364,669	$459,669 Land $95,000 Building $364,669
2022	$8,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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