5108 Foliage Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5108 Foliage Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,344 sqft · built 2006
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$346,000 (May 2019)
Tax Bill	$6,809 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`288107-0930`

Property Details

APN / Parcel Number

Primary APN	`288107-0930`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	2,344 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5108 FOLIAGE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/35-42 SAINT JOHNS SIX MILE CREEK NORTH UNIT 6 PARCELS 27 28 29 & 31 LOT 93 OR4730/1133
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 6
Legal Block	2
Legal Lot Number	93
Legal Unit	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 VAN BUREN RD, CARIBOU, ME 04736-3568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Warranty Deed, Transfer · ARM US BANK NA
Apr 21, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	May 14, 2015 · Amount on Record
Deed Document Number	201936560
Deed Book / Page	4730 / 1133
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 28, 2019
Property Address	5108 FOLIAGE WAY, SAINT AUGUSTINE, FL 32092-3621
Document Number	0047301133
Book / Page	4730 / 1133
Map Reference	MB 54 PG 35-42
Instrument Date	May 23, 2019
Instrument	2019036560
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MARKETSIDE AVE # AVE404-36, 101, PONTE VEDRA, FL 32081-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 POPLAR ST, MILLINOCKET, ME 04462-1235

Mortgage

Document Number	0047301135
Date	May 28, 2019
Instrument	4730/1135

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5108 FOLIAGE WAY, SAINT AUGUSTINE, FL 32092-3621
Document Number	0045431449
Instrument Date	Apr 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5108 FOLIAGE WAY ST AUGUSTINE FL 320923621, ST AUGUSTINE, FL 32092-3621

Mortgage

Document Number	0045431449
Date	May 8, 2018
Book Page	004543/001449
Instrument	31546

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 7, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,455 (-4.58%) Land $135,000 Building $338,455	$473,455 (-4.58%) Land $135,000 Building $338,455
2025	$6,809.00 (+14.19%)	$496,183 (+6.76%)	$496,183 (+6.76%) Land $135,000 Building $361,183
2024	$5,963.00 (+6.84%)
2023	$5,581.00 (+8.66%)	$464,748 (+9.24%)	$464,748 (+9.24%) Land $101,360 Building $363,388
2022	$5,136.00	$425,455	$425,455 Land $101,360 Building $324,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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