Hernando County property record for 5108 Cedarbrook Ln, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2023) |
| Tax Bill | $6,392.00 (2025) |
| Primary APN | R12-223-16-1890-0080-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,806 sqft Gross Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Patio Area | 84 sqft Patio |
| Porch Area | 72 sqft Porch |
| Gazebo | 120 sqft Gazebo |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00153265 |
|---|---|
| Street Address | 5108 CEDARBROOK LN |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 1 BLOCK 8 LOTS 2 & 3 ORB 1117 PGS 639-41 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 8 |
| Legal Lot Number | 2,3 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-1890-0080-0020
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Nov 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Nov 06, 2018 · Amount on Record |
| Deed Doc Number | 202336190 |
| Deed Book / Page | 4308 / 500 |
| Prior Transfer Date | Mar 25, 1997 |
| Prior Transfer Doc | 0011170639 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 15, 2023 |
| Property Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 0043080500 |
| Book / Page | 4308 / 500 |
| Map Reference | MB 6 PG 78-A&78-B |
| Instrument Date | Jun 06, 2023 |
| Instrument | 2023036190 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, ARROW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Name | Verified Name |
|---|---|
| Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 0004308502 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 4308/502 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 0040860827 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 4086/827 |
| Instrument | 2021086658 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | TARPON SPRINGS, FL 34689 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 29, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 0038560574 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 5108 CEDARBROOK LN HERNANDO BEACH FL 346072915, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 0038560574 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 003856/000574 |
| Instrument | 38783 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 06, 2018 |
| Property Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 0036400495 |
| Book / Page | 3640 / 0495 |
| Map Reference | MB6 PG78-A&78-B |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2018067176 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,783.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 273, SAN ANTONIO, FL 33576-0273 |
| Name | Verified Name |
|---|---|
| Address | 5108 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2915 |
| Document Number | 2018067177 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 2018067177 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,392.00 (+151.95%) | $414,944 (+100.82%) | $415,617 (+8.65%) Land $262,900 Building $152,717 |
| 2023 | $206,625 (+4.31%) Land $56,782 Building $149,843 | ||
| 2022 | $2,537.00 Homeowner's exemption | $198,095 | $382,539 Land $224,900 Building $157,639 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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