5108 Arbardee Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5108 Arbardee Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,336 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2025)
Tax Bill	$8,470 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`253-0194-005-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0194-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,336 sqft Living Area
1st Floor Area	1,684 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	5108 ARBARDEE DR
City	FAIR OAKS
State	CA
Zip	95628-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SHADY HILLS ESTATES, LOT 5
Legal Subdivision	SHADY HILLS ESTATES
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	8006

Owner

5108 Arbardee Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5108 ARBARDEE DR, FAIR OAKS, CA 95628-5409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2018	Quit Claim Deed, Mortgage · Line of Credit SAFE FCU
Apr 11, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Oct 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Jan 10, 2022 · Amount on File
Deed Book / Page	20250211 / 278
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	4110000001386
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 10, 2022
Property Address	5108 ARBARDEE DR, FAIR OAKS, CA 95628-5409
Document Number	0000000956
Map Reference	MB 56 MAP 24
Instrument Date	Jan 6, 2022
Instrument	2022011000956
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5108 ARBARDEE DR, FAIR OAKS, CA 95628-5409

Mortgage

Document Number	0000000957
Date	Jan 10, 2022
Instrument	2022011000957

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2023
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 11, 2018
Property Address	5108 ARBARDEE DR, FAIR OAKS, CA 95628-5409
Document Number	1804111386
Instrument Date	Apr 5, 2018
Instrument	1804111386
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5108 ARBARDEE DR FAIR OAKS CA 956285409, FAIR OAKS, CA 95628-5409

Mortgage

Document Number	1804111387
Date	Apr 11, 2018
Instrument	1804111387

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 11, 2018
Property Address	5108 ARBARDEE DR, FAIR OAKS, CA 95628-5409
Document Number	1804111388
Instrument Date	Apr 5, 2018
Instrument	1804111388
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5108 ARBARDEE DR FAIR OAKS CA 956285409, FAIR OAKS, CA 95628-5409

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 3, 2017
Property Address	5108 ARBARDEE DR, FAIR OAKS, CA 95628-5409
Document Number	1710030790
Instrument Date	Sep 26, 2017
Instrument	1710030790
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5108 ARBARDEE DR FAIR OAKS CA 956285409, FAIR OAKS, CA 95628-5409

Tax Assessment & Valuation

The 2025 property tax bill for 5108 Arbardee Dr was $8,470, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,500 (+5.9%) Land $204,000 Building $535,500
2025	$8,470.00 (+0.76%)	$698,274 Land $212,241 Building $486,033
2024	$8,406.00 (+3%)
2023	$8,161.00 (+1,067.53%)	$671,160 Land $204,000 Building $467,160
2022	$699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5108 Arbardee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5108 Arbardee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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