5107 Shad Dr, Sebring, FL 33870 Property Records

Highlands County property record for 5107 Shad Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 1994
Lot Size	0.285 acres (12,456 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2018)
Tax Bill	$1,492 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C104806101500010`

Property Details

APN / Parcel Number

Primary APN	`C104806101500010`
Alternative APN	`C-10-34-28-061-0150-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,288 sqft Living Area
1st Floor Area	1,993 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,456 sqft (0.285 acres)
Lot Dimensions	153 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	468 sqft
Driveway	Driveway
Driveway Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C104806101500010
Street Address	5107 SHAD DR
City	SEBRING
State	FL
Zip	33870-8480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC G PB 12-PG 28 LOT 1 BLK 15
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC G
Legal Block	15
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2033
Census Tract	960104

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5107 SHAD DR, SEBRING, FL 33870-8480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 12, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	1880026
Deed Book / Page	2616 / 0152
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5107 SHAD DR, SEBRING, FL 33870-8480
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 SHAD DR, SEBRING, FL 33870-8480

Mortgage

Document Number	0002177217
Date	Nov 9, 2023
Book Page	3008/1926
Instrument	2177217

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Feb 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5107 SHAD DR, SEBRING, FL 33870-8480
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 SHAD DR, SEBRING, FL 33870-8480

Mortgage

Document Number	0002072289
Date	Jan 11, 2022
Book Page	2876/1531
Instrument	2072289

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 12, 2018
Property Address	5107 SHAD DR, SEBRING, FL 33870-8480
Document Number	0001880026
Book / Page	2616 / 0152
Map Reference	MB12 PG28
Instrument Date	Dec 18, 2017
Instrument	1880026
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 KAREN BLVD, 2408, SEBRING, FL 33870-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 SHAD DR, SEBRING, FL 33870-8480

Mortgage

Document Number	, 1880027
Date	Jan 12, 2018
Instrument	1880027

Lender

Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,017 (+5.99%)	$217,686 (+4.21%) Land $21,400 Building $196,286
2024	$1,492.00 (+3.54%)
2023	$1,441.00 (+3.97%) Homeowner's exemption	$119,842 (+4.33%)	$208,890 (+18.84%) Land $17,120 Building $191,770
2022	$1,386.00 Homeowner's exemption	$114,867	$175,773 Land $12,038 Building $163,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rapid Systems Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, Xfinity.

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