5107 Lemon Rd, Big Sandy, TX 75755 Property Records

Upshur County property record for 5107 Lemon Rd, Big Sandy, TX 75755

Property Summary

Property Type	Rural Home
Details	1 ba · 8,556 sqft · built 1967
Lot Size	35 acres (1,526,822 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,749 (2026)
Deeds & Mortgages	Apr 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196U-S09-000-018-2`

Property Details

APN / Parcel Number

Primary APN	`196U-S09-000-018-2`
Alternative APN	`73887`

Interior

Full Baths	1 Bath
Building Area	8,556 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Material	Galvanized Metal
Lot Area	1,526,822 sqft (35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	196U-S09-000-018-2
Street Address	5107 LEMON RD
City	BIG SANDY
State	TX
Zip	75755-5125
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A196 HOWARD, BENJAMIN F,TRACT 18-2, 35.051 ACRES & HOUSE
Legal Subdivision	BENJAMIN F SURVEY A-196
Legal Tract	2-18
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	1
Census Block	1001
Census Tract	950501

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5107 LEMON RD, BIG SANDY, TX 75755-5125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	5107 LEMON RD, BIG SANDY, TX 75755-5125
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 LEMON RD, BIG SANDY, TX 75755-5125

Mortgage

Document Number	0202402201
Date	Apr 10, 2024
Instrument	202402201

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.39%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gladewater Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,749.00 (+143.7%)	$324,860 (-11.32%) Land $215,880 Building $108,980	$324,860 (-11.32%) Land $215,880 Building $108,980
2025	$2,359.00 (+683.72%) Homeowner's exemption Senior Citizen's exemption	$366,340 (+343.09%) Land $255,870 Building $110,470	$366,340 (+24.78%) Land $255,870 Building $110,470
2023		$82,678	$293,590 Land $185,350 Building $108,240
2022	$301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20