5107 Cook Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 5107 Cook Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 2003
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Mar 2021)
Tax Bill	$5,626 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
APN	`03-7.0-25-004-000-024.006`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-25-004-000-024.006`

Interior

Building Area	1,955 sqft Base Area
1st Floor Area	1,955 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	81,457 sqft (1.87 acres)

Location & Zoning

Street Address	5107 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64505-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	25-58-35SESUB:RDB SUB LOT:2 BLK:0LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	25
Legal Subdivision	RDB SUB
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 S 40TH ST, SAINT JOSEPH, MO 64507-2151
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Deed Book / Page	3759 / 676
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 9, 2021
Property Address	5107 COOK RD, SAINT JOSEPH, MO 64505-9342
Document Number	003759/676
Book / Page	3759 / 676
Map Reference	MB 10 PG 33
Instrument Date	Mar 8, 2021
Instrument	2021002318
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 COOK RD, SAINT JOSEPH, MO 64505-9342

Mortgage

Document Number	2021002319
Date	Mar 9, 2021
Instrument	2021002319

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,626.00	$80,610 (+5.51%) Land $5,700 Building $74,910	$424,280 (+5.51%) Land $30,000 Building $394,280
2024	$5,626.00 (+14.89%)
2023	$4,897.00 (-0.71%)	$76,400 (-) Land $5,700 Building $70,700	$402,110 (-) Land $30,000 Building $372,110
2022	$4,932.00	$76,400 Land $5,700 Building $70,700
2021			$402,110 Land $30,000 Building $372,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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