4529 ACACIA ST BELLAIRE TX 774013701, BELLAIRE, TX 77401-3701
Mortgage
Document Number
0000329534
Date
Jul 24, 2017
Instrument
329534
Lender
Name
CITIZENS ST BK
Type
Bank
Address
WOODVILLE, TX 75979
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jul 23, 2018
Interest
Rate Type
Fixed Rate
Rate
5.03%
Tax Assessment & Valuation
The 2025 property tax bill for 5107 Clover St was $3,527, down 9.1% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Harris County
Municipality
Houston City
Unified School District
Houston Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$202,022 (+21.7%)Land $74,409Building $127,613
$202,022 (+21.7%)Land $74,409Building $127,613
2025
$3,527.00 (-9.07%)
$166,000Land $74,409Building $91,591
$166,000Land $74,409Building $91,591
2024
$3,879.00
2023
$188,000Land $74,409Building $113,591
$188,000Land $74,409Building $113,591
2022
$3,787.00
2020
$1,990.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5107 Clover St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
12 in force
Nearby Flood Claims
38 (1979–2024)
Claims Outside the SFHA
38 of 38
Most Recent Claim
Jul 2024 · Hurricane Beryl
Claims by Event
Hurricane Beryl, Jul 2024 · 3 claims
Hurricane Harvey, Aug 2017 · 3 claims
Tropical Storm Allison, Jun 1989 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5107 Clover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source
Surface water
Last State Inspection
Oct 2025
Lead
5 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · May 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area