5107 Bengo Bay, Laredo, TX 78041 Property Records

Webb County property record for 5107 Bengo Bay, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,045 sqft · built 2005
Lot Size	0.191 acres (8,301 sqft)
Owner	2 Individual Names on File
Last Sale	$283,200 (Mar 2006)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`991-21003-050`

Property Details

APN / Parcel Number

Primary APN	`991-21003-050`
Alternative APN	`291782`

Interior

Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	2,045 sqft
Utility Area	30 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,301 sqft (0.191 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	698 sqft

Location & Zoning

Street Address	5107 BENGO BAY
City	LAREDO
State	TX
Zip	78041-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 3, LOT 5, PHASE 9
Legal Subdivision	LAKESIDE
Legal Phase	9
Legal Block	3
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2002
Census Tract	1714

Owner

5107 Bengo Bay is owned and occupied by two individuals who bought it in March 2006.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5107 BENGO BAY, LAREDO, TX 78041-1960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 23, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2006 · Amount on File
Deed Sale	Mar 20, 2006 · Amount on File
Deed Document Number	2006914066
Deed Book / Page	2050 / 613
Prior Transfer Date	Mar 8, 2006
Prior Transfer Doc	002050/613
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5107 BENGO BAY, LAREDO, TX 78041-1960
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004481/800
Date	Sep 20, 2018
Book Page	4481/800
Instrument	1340237

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2048

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Feb 23, 2024
Property Address	5107 BENGO BAY, LAREDO, TX 78041-1960
Document Number	005606/225
Book / Page	5606 / 225
Map Reference	VOL 31 PG 50
Instrument Date	Feb 1, 2024
Instrument	1522652
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7409 FLEMING DR, LAREDO, TX 78041-2665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 BENGO BAY, LAREDO, TX 78041-1960

Tax Assessment & Valuation

The 2025 property tax bill for 5107 Bengo Bay was $1,801 with a homeowner's exemption, down 16.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,000 (+2.25%) Land $139,125 Building $224,875	$364,000 (+2.25%) Land $139,125 Building $224,875
2025	$1,801.00 (-16.7%) Homeowner's exemption	$356,000 Land $139,125 Building $216,875	$356,000 Land $139,125 Building $216,875
2024	$2,162.00
2023		$331,269 Land $104,012 Building $227,257	$331,269 Land $104,012 Building $227,257
2022	$1,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5107 Bengo Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5107 Bengo Bay is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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