5106 McCartney Rd, Sandusky, OH 44870 Property Records

Erie County property record for 5106 McCartney Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,568 sqft · built 1958
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2013)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`60-00246-000`

Property Details

APN / Parcel Number

Primary APN	`60-00246-000`
Alternative APN	`004736-4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	560 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	141 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	200 sqft
Balcony Area	78 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004736-4
Street Address	5106 MCCARTNEY RD
City	SANDUSKY
State	OH
Zip	44870-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ZEHNER SPEERS SUB 1 .151A
Legal Subdivision	ZEHNER SPEERS SUBDIVISION NO 1
Legal Lot Number	1
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2017
Census Tract	41702

Owner

5106 McCartney Rd is owned and occupied by an individual who bought it in September 2013.

Source: Erie County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5106 MCCARTNEY RD, SANDUSKY, OH 44870-1526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA BANKING COMPANY
Jun 16, 2022	Deed of Trust, Mortgage · Construction Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2013 · Amount on File
Deed Sale	Sep 12, 2013 · Amount on File
Deed Document Number	20139746
Prior Transfer Date	Sep 9, 2013
Prior Transfer Doc	0000009746
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Sep 29, 2026
Property Address	5106 MCCARTNEY RD, SANDUSKY, OH 44870-1526
Document Number	0000008400
Instrument Date	Sep 1, 2026
Instrument	20268400
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5106 MCCARTNEY RD, SANDUSKY, OH 44870-1526

Mortgage

Document Number	0000008400,
Date	Sep 29, 2026
Instrument	20268400

Lender

Name	GEORGIA BANKING COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	5106 MCCARTNEY RD, SANDUSKY, OH 44870-1526
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005945
Date	Jun 16, 2022
Instrument	202205945

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5106 McCartney Rd was $1,555 with a homeowner's exemption.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00	$41,618 (-) Land $9,576 Building $32,042
2024	$1,555.00 (-3.54%) Homeowner's exemption	$41,618 (+29.24%) Land $9,576 Building $32,042	$118,910 Land $27,360 Building $91,550
2023	$1,612.00 (+0.75%) Homeowner's exemption	$32,203 (-) Land $7,560 Building $24,643
2022	$1,600.00 Homeowner's exemption	$32,203 Land $7,560 Building $24,643
2021			$92,010 Land $21,600 Building $70,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5106 McCartney Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5106 McCartney Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000

May also be available: Amplex Wireless, Verizon, Watch TV.

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