5105 State Rte 29, Celina, OH 45822 Property Records

Mercer County property record for 5105 State Rte 29, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,920 sqft · built 1976
Lot Size0.792 acres (34,500 sqft)
Owner2 Individual Names on File
Last Sale$167,000 (Jul 2018)
Tax Bill$2,257 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-026700.0000

Property Details

APN / Parcel Number

Primary APN26-026700.0000
Alternative APN
  • 08-02-151-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area34,500 sqft (0.792 acres)
Lot Dimensions300 ft deep x 115 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5105 STATE ROUTE 29
CityCELINA
StateOH
Zip45822-8210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRENARY SUBDIVISION RTS: 002-06-02 LOT#: 9
Legal SubdivisionTRENARY SUBDIVISION
Legal Lot Number9
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3015
Census Tract967400

Owner

5105 State Rte 29 is owned and occupied by two individuals who bought it in July 2018.

Source: Mercer County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5105 STATE ROUTE 29, CELINA, OH 45822-8210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Line of Credit
DYNAMIC FEDERAL CREDIT UNION
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE PEOPLES BANK CO
May 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE PEOPLES BANK CO
Jun 17, 2022Survivorship Deed, Transfer · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFF
Jul 5, 2018Survivorship Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2018 · Amount on File
Deed SaleJul 5, 2018 · Amount on File
Prior SaleApr 18, 2016 · Amount on File
Deed Document Number20183195
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Recording DateOct 9, 2026
Property Address5105 STATE ROUTE 29, CELINA, OH 45822-8210
Document Number0000004726
Instrument DateOct 3, 2026
Instrument20264726
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address5105 STATE ROUTE 29, CELINA, OH 45822-8210

Mortgage

Document Number0000004726,
DateOct 9, 2026
Instrument20264726
Lender
NameDYNAMIC FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5105 STATE ROUTE 29, CELINA, OH 45822-8210
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000004138
DateJul 16, 2020
Instrument202000004138
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2040

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5105 STATE ROUTE 29, CELINA, OH 45822-8210
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900002223
DateMay 31, 2019
Instrument201900002223
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressBEAVERDAM, OH 45808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

June 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateJun 17, 2022
Property Address5105 STATE ROUTE 29, CELINA, OH 45822-8210
Document Number202200003035
Instrument DateJun 16, 2022
Instrument202200003035
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5105 STATE ROUTE 29, CELINA, OH 45822-8210

Mortgage

Document Number202200003036
DateJun 17, 2022
Instrument202200003036
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFF
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change11.5%
Index1-Year CMT
Max Rate11.5%

July 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateJul 5, 2018
Property Address5105 STATE ROUTE 29, CELINA, OH 45822-8210
Document Number201800003195
Instrument DateJun 27, 2018
Instrument201800003195
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5105 STATE ROUTE 29, CELINA, OH 45822-8210

Mortgage

Document Number201800003196
DateJul 5, 2018
Instrument201800003196
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5105 State Rte 29 was $2,257.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,257.00$56,910 (-) Land $8,470 Building $48,440
2024$2,257.00$56,910 (-) Land $8,470 Building $48,440
2023$2,257.00 (+6.66%)$56,910 (+22.97%) Land $8,470 Building $48,440$162,600 Land $24,200 Building $138,400
2022$2,116.00$46,280 Land $6,480 Building $39,800
2020$132,200 Land $18,500 Building $113,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5105 State Rte 29 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5105 State Rte 29 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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