St. Louis County property record for 5105 N Shore Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 672 sqft · built 1902 |
| Lot Size | 2.18 acres (95,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000,000 (Jan 2026) |
| Tax Bill | $1,680 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0030-00190 |
| Primary APN | 415-0030-00190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 95,098 sqft (2.18 acres) |
| Garage Area | 300 sqft |
| Porch | Slab |
| Porch Area | 35 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1193981 |
|---|---|
| Street Address | 5105 N SHORE DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LSO |
| Legal Description | LOT: 0038 BLOCK:000 SERIAL # |
| Legal Subdivision | CLIFTON |
| Legal Lot Number | 38 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 200 |
5105 N Shore Dr is owned by a company that bought it in January 2026 and is owner-occupied.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4414 JAY ST, DULUTH, MN 55804-1458 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage MEMBERS COOPERATIVE CU |
| Jan 22, 2026 | Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 20261526611 |
| Prior Transfer Date | Sep 2, 2009 |
| Prior Transfer Doc | 0001117489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5105 N SHORE DR, DULUTH, MN 55804-2924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001526614 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 1526614 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 22, 2026 |
| Property Address | 5105 N SHORE DR, DULUTH, MN 55804-2924 |
| Document Number | 0001526611 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 1526611 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4414 JAY ST, DULUTH, MN 55804-1458 |
| Document Number | 0001526612 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 1526612 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5105 N Shore Dr was $1,680 with a homeowner's exemption, up 4.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,680.00 (+4.48%) Homeowner's exemption | ||
| 2025 | $1,608.00 (-3.25%) Homeowner's exemption | $74,300 (+11.9%) Land $42,000 Building $32,300 | $74,300 (+11.9%) Land $42,000 Building $32,300 |
| 2024 | $1,662.00 | $66,400 Land $38,400 Building $28,000 | $66,400 Land $38,400 Building $28,000 |
| 2022 | $71,400 Land $46,400 Building $25,000 | $71,400 Land $46,400 Building $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5105 N Shore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5105 N Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
May also be available: Zito Media.
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