5105 Griffith Mill Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 5105 Griffith Mill Rd, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,121 sqft · built 1980
Lot Size	6.25 acres (272,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,900 (Dec 2023)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-6271-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-6271-8`
Alternative APNs	`24-3N-25-0000-0005-0060` `25N324000000050060`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,121 sqft Living Area
Gross Area	4,153 sqft
1st Floor Area	3,121 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	272,250 sqft (6.25 acres)
Garage Type	Carport
Carport	Carport
Porch	Florida Room
Porch Area	776 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5105 GRIFFITH MILL RD
City	HOLT
State	FL
Zip	32564-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR NW1/4 OF SW1/4 W 1308.26 FT S 202.6 FT E 1308.2 FT N 202.6 FT TO POB LESS ANY PORTION LYING WITHIN R/W OF GRIFFITH MILL RD
Legal Range	25W
Legal Township	03N
Legal Section	24
Legal Block	5
Legal Lot Number	60
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2052
Census Tract	20101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer STARTEX TITLE AGENCY LLC, STEWART TITLE AGENCY LLC
Dec 4, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	20233660327
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	0033141168
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Mar 27, 2026
Property Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317
Document Number	0003806955
Instrument Date	Mar 20, 2026
Instrument	3806955
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STARTEX TITLE AGENCY LLC, STEWART TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 4, 2023
Property Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317
Document Number	0003660327
Instrument Date	Dec 4, 2023
Instrument	3660327
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,554.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317

Mortgage

Document Number	0003660328
Date	Dec 4, 2023
Instrument	3660328

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032913929
Date	Mar 20, 2017
Book Page	3291/3929
Instrument	3123975

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 15, 2020
Property Address	5105 GRIFFITH MILL RD, HOLT, FL 32564-9317
Document Number	0034561531
Book / Page	3456 / 1531
Instrument Date	Apr 8, 2020
Instrument	3351919
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 YAKUTAT DR, NORTH POLE, AK 99705-6461

Mortgage

Document Number	0034561533
Date	Apr 15, 2020
Instrument	3456/1533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,728.00 (+60.48%)	$375,971 (+36.6%) Land $55,753 Building $320,218	$375,971 (+30.13%) Land $55,753 Building $320,218
2023	$2,323.00 (+2.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$275,226 (+3%)	$288,909 (+8.12%) Land $47,368 Building $241,541
2022	$2,266.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$267,210 Land $44,269 Building $222,941	$267,210 Land $44,269 Building $222,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Mediacom Xtream, Verizon.

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