James City County property record for 5105 Ginger Ct, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,755 sqft · built 2005 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Mar 2026) |
| Tax Bill | $3,500 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4 14-0-0089 |
| Primary APN | 32-4 14-0-0089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,755 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21466 |
|---|---|
| Street Address | 5105 GINGER CT |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-89 S-1 SCOTT'S POND |
| Legal Subdivision | SCOTTS POND |
| Legal Lot Number | 89 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 80305 |
5105 Ginger Ct is owned and occupied by two individuals who bought it in March 2026.
Source: James City County records, as of April 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 29, 2022 | Correction Deed |
| Apr 21, 2022 | Warranty Deed, Transfer |
| Jul 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on File |
| Deed Sale | Mar 16, 2026 · Amount on File |
| Prior Sale | Apr 21, 2022 · Amount on File |
| Deed Document Number | 20263150 |
| Prior Transfer Date | May 6, 2022 |
| Prior Transfer Doc | 0202210178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Mar 16, 2026 |
| Property Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0202603150 |
| Map Reference | MB 66 PG 23 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 202603150 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0202603151 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 202603151 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0202603152 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 202603152 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0210015154 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 210015154 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 29, 2022 |
| Property Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0202210178 |
| Instrument Date | May 6, 2022 |
| Instrument | 202210178 |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 21, 2022 |
| Property Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0202206406 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 202206406 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 23, 2021 |
| Property Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 210015153 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 210015153 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5105 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0210015154 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 210015154 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
The 2025 property tax bill for 5105 Ginger Ct was $3,500, up 6.4% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,500.00 (+6.38%) | $421,800 Land $104,600 Building $317,200 | $421,800 Land $104,600 Building $317,200 |
| 2024 | $3,290.00 (+14.95%) | ||
| 2023 | $2,862.00 | $344,900 Land $85,100 Building $259,800 | $344,900 Land $85,100 Building $259,800 |
| 2022 | $2,862.00 | ||
| 2019 | $2,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5105 Ginger Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5105 Ginger Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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