5105 Epping Ln, Zephyrhills, FL 33541 Property Records

Pasco County property record for 5105 Epping Ln, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,444 sqft · built 1993
Lot Size0.311 acres (13,558 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jan 2025)
Tax Bill$4,535 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-26-21-0010-00300-0010

Property Details

APN / Parcel Number

Primary APN07-26-21-0010-00300-0010
Alternative APNs
  • 2126070010003000010
  • 0239308

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,444 sqft Living Area
Gross Area3,019 sqft
1st Floor Area1,952 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,558 sqft (0.311 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area575 sqft
DrivewayConcrete Driveway
Driveway Area385 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area542 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5105 EPPING LN
CityZEPHYRHILLS
StateFL
Zip33541-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionEPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 1 BLOCK 3
Legal Range21E
Legal Township26S
Legal Section07
Legal SubdivisionEPPING FOREST AT LAKE BERNADETTE
Legal Tract10
Legal Block3
Legal Lot Number1
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group1
Census Block1008
Census Tract32902

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5105 EPPING LN, ZEPHYRHILLS, FL 33541-2607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 1, 2017Warranty Deed, Transfer
PHILLIPS RANDALL L TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2025 · Amount on Record
Deed SaleJan 15, 2025 · Amount on Record
Prior SaleJun 9, 2021 · Amount on Record
Deed Document Number20257326
Deed Book / Page11142 / 3047
Prior Transfer DateNov 21, 2006
Prior Transfer Doc0073400078
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 9, 2021
Property Address5105 EPPING LN, ZEPHYRHILLS, FL 33541-2607
Document Number0103662156
Book / Page10366 / 2156
Map ReferenceMB 28 PG 129
Instrument DateJun 8, 2021
Instrument2021119913
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5105 EPPING LN, 5105, ZEPHYRHILLS, FL 33541-2607

Transferred To (Grantee/Buyer)

NameVerified Name
Address5105 EPPING LN, ZEPHYRHILLS, FL 33541-2607

Mortgage

Document Number103662158
DateJun 9, 2021
Instrument10366/2158
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 1, 2017
Property Address5105 EPPING LN, ZEPHYRHILLS, FL 33541-2607
Document Number0094911200
Book / Page009491 / 001200
Instrument DateJan 31, 2017
Instrument14246
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$930.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13823 US HIGHWAY 98 BYP DADE CITY FL 335255025, DADE CITY, FL 33525-5025

Mortgage

Document Number94911202
DateFeb 1, 2017
Book Page009491/001202
Instrument14247
Lender
NamePHILLIPS RANDALL L TRUST (PT)
AddressPO BOX 219, DADE CITY, FL 33526-0219
Agreement
AmountAmount Recorded
Term60 Months
DueJan 31, 2022
Interest
Rate TypeFixed Rate
Rate8%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,645 (+22.29%) Land $85,161 Building $275,484$360,645 (-0.1%) Land $85,161 Building $275,484
2025$4,535.00 (+2.42%)$294,910 (+5.98%) Land $85,161 Building $209,749$361,020 (+3.13%) Land $85,161 Building $275,859
2024$4,428.00 (+3.8%)
2023$4,266.00 (+11.12%) Additional exemption filed$278,260 (+3%) Land $64,151 Building $214,109$350,052 (+22.85%) Land $64,151 Building $285,901
2022$3,839.00 Homeowner's exemption$270,161 Land $53,701 Building $216,460$284,941 Land $53,701 Building $231,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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