31551 CALLE DE LAS ROSAS BONSALL CA 920033711, BONSALL, CA 92003-3711
Mortgage
Document Number
0000430458
Date
Sep 27, 2019
Instrument
430458
Lender
Name
FARMERS & MERCHANTS BK/LNG BCH
Type
Bank
Address
CORONA DEL MAR, CA 92625
Agreement
Term
24 Months
Due
Sep 26, 2021
March 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Mar 22, 2019
Property Address
5105 AVENIDA DE LAS VIDA, BONSALL, CA 92003-3713
Document Number
0000103170
Instrument Date
Mar 14, 2019
Instrument
103170
Transaction Type
Transfer
Record Updated
Mar 29, 2019
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
5105 AVENIDA DE LAS VIDA BONSALL CA 920033713, BONSALL, CA 92003-3713
November 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 13, 2018
Property Address
5105 AVENIDA DE LAS VIDA, BONSALL, CA 92003-3713
Document Number
0000472459
Map Reference
MAP 16139
Instrument Date
Nov 13, 2018
Instrument
2018-0472459
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
PO BOX 549, BONSALL, CA 92003-0549
Mortgage
Document Number
0000472460
Date
Nov 13, 2018
Instrument
2018-0472460
Lender
Name
CARDINAL FINANCE CO
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2048
May 2017: Grant Deed, Construction Loan
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 23, 2017
Property Address
5105 AVENIDA DE LAS VIDA, BONSALL, CA 92003-3713
Instrument Date
May 11, 2017
Instrument
231459
Transaction Type
Construction Loan
Record Updated
Sep 2, 2017
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
90 S 7TH ST 4600 WELLS FARGO C MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402
Mortgage
Document Number
0000231459
Date
May 23, 2017
Instrument
231459
Lender
Name
FARMERS & MERCHANTS BK/LNG BCH
Type
Bank
Address
2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 5105 Ave de Las Vida was $5,278 with a veteran's exemption, up 1.4% from the year before.
Source: San Diego County assessment roll, as of July 21, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Bonsall Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$690,209 (+2%)Land $445,877Building $244,332
2025
$5,278.00 (+1.44%)Veteran's exemption
$676,677Land $437,135Building $239,542
2024
$5,203.00 (+1.13%)
2023
$5,145.00 (-28.82%)
$650,403Land $420,161Building $230,242
2022
$7,228.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 5105 Ave de Las Vida in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5105 Ave de Las Vida is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source
Purchased surface water from several systems
Last State Inspection
Dec 2023
Lead
3 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area