5104 E Commerce Ave, Spokane, WA 99212 Property Records

Spokane County property record for 5104 E Commerce Ave, Spokane, WA 99212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1941
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individuals on Record
Last Sale	$168,000 (Nov 2018)
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35114.1411`

Property Details

APN / Parcel Number

Primary APN	`35114.1411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	1,020 sqft
Basement Area	800 sqft
Finished Basement	120 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5104 E COMMERCE AVE
City	SPOKANE
State	WA
Zip	99212-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PARKWATER L12 B76
Legal Range	43E
Legal Township	25N
Legal Section	11
Legal Subdivision	PARKWATER
Legal Block	76
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1119
Census Tract	12200

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	5104 E COMMERCE AVE, SPOKANE, WA 99212-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 9, 2018	Deed, Transfer · VA Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	20186759369
Prior Transfer Date	Jul 16, 1996
Prior Transfer Doc	0004017085
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5104 E COMMERCE AVE, SPOKANE, WA 99212-1304
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5104 E COMMERCE AVE, SPOKANE, WA 99212-1304

Mortgage

Document Number	0007295276
Date	Jul 11, 2023
Instrument	7295276

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5104 E COMMERCE AVE, SPOKANE, WA 99212-1304
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007104133
Date	Jul 22, 2021
Instrument	7104133

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 9, 2018
Property Address	5104 E COMMERCE AVE, SPOKANE, WA 99212-1304
Document Number	0006759369
Map Reference	MB P PG48
Instrument Date	Nov 7, 2018
Instrument	6759369
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,995.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5104 E COMMERCE AVE, SPOKANE, WA 99212-1304

Mortgage

Document Number	0006759370
Date	Nov 9, 2018
Instrument	6759370

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	West Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00 (+9.17%)	$281,200 (+20.53%) Land $65,000 Building $216,200	$281,200 (+20.53%) Land $65,000 Building $216,200
2025	$2,497.00 (+13.19%)
2024		$233,300 (+28.68%) Land $50,000 Building $183,300	$233,300 (+28.68%) Land $50,000 Building $183,300
2023	$2,206.00 (+9.37%)	$181,300 Land $33,500 Building $147,800	$181,300 Land $33,500 Building $147,800
2022	$2,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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