5103 Sterling Dr, Temple, TX 76502 Property Records

Bell County property record for 5103 Sterling Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 1987
Lot Size	0.218 acres (9,523 sqft)
Owner	Individual Name on File
Tax Bill	$4,270 (2023)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0115360003`

Property Details

APN / Parcel Number

Primary APN	`0115360003`
Alternative APNs	`809360` `93188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,523 sqft (0.218 acres)
Lot Dimensions	107 ft deep x 89 ft wide
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	809360
Street Address	5103 STERLING DR
City	TEMPLE
State	TX
Zip	76502-7110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	STEEPLECHASE PHASE I, BLOCK 001, LOT 0002
Legal Subdivision	STEEPLECHASE PHASE I
Legal Block	1
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2017
Census Tract	21301

Owner

Source: Bell County records · APN 0115360003

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5103 STERLING DR, TEMPLE, TX 76502-7110
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2020
Deed Sale	Oct 30, 2020
Prior Sale	Jul 07, 2008
Deed Document Number	2020-00059585
Record Updated	Jun 07, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 30, 2020
Property Address	5103 STERLING DR, TEMPLE, TX 76502-7110
Document Number	0000059585
Map Reference	CAB A SL 354-D
Instrument Date	Oct 23, 2020
Instrument	2020-00059585
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5103 STERLING DR, 5103, TEMPLE, TX 76502-7110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 THORNTON LN APT S3, S3, TEMPLE, TX 76502-1742

Mortgage

Document Number	0000059586
Date	Oct 30, 2020
Instrument	2020-00059586

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,270.00 (-7.76%) Homeowner's exemption Senior Citizen's exemption	$287,824 Land $46,000 Building $241,824	$287,824 Land $46,000 Building $241,824
2022	$4,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100

May also be available: SOS Communications, T-Mobile USA, Verizon.

Based on FCC filings for 469 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TEMPLE serves 94,935 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.