5103 Sedgefield Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5103 Sedgefield Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,477 sqft · built 2018
Lot Size	0.686 acres (29,906 sqft)
Owner	Individual Name on File
Last Sale	$167,700 (Oct 2018)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0102N-0A-027.00`

Property Details

APN / Parcel Number

Primary APN	`0102N-0A-027.00`
Alternative APN	`86709`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,203 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,906 sqft (0.686 acres)
Lot Width	100 ft Width
Garage Area	462 sqft
Porch	Porch
Porch Area	40 sqft

Location & Zoning

Account Number	86709
Street Address	5103 SEDGEFIELD DR
City	LANCASTER
State	SC
Zip	29720-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	SEDGEFIELD SUBDIVISION
Legal Block	27
Legal Lot Number	27
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

Source: Lancaster County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 29, 2021	Deed of Trust, Mortgage · Loan Assumption NATIONSTAR MORTGAGE LLC
Mar 7, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Oct 4, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	201814381
Deed Book / Page	1176 / 37
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008

Mortgage

Document Number	0000017595
Date	Dec 30, 2025
Book Page	5494/1
Instrument	2025017595

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023848
Date	Nov 29, 2021
Book Page	4601/282
Instrument	2021023848

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	2 Months
Due	Jan 1, 2022

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008

Mortgage

Document Number	0000002910
Date	Mar 7, 2025
Book Page	5295/278
Instrument	2025002910

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	3310 W BIG BEAVER RD STE 100, TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 4, 2018
Property Address	5103 SEDGEFIELD DR, LANCASTER, SC 29720-7008
Document Number	0000014381
Book / Page	001176 / 000037
Instrument Date	Sep 25, 2018
Instrument	14381
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5103 SEDGEFIELD DR LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	14382
Date	Oct 4, 2018
Book Page	003627/000264
Instrument	14382

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,368 (+61.97%) Land $1,600 Building $10,768	$309,200 (+61.97%) Land $40,000 Building $269,200
2023	Disabled Person's exemption Veteran's exemption	$7,636 Land $720 Building $6,916	$190,900 Land $18,000 Building $172,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lynches River Communications Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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