5103 Saddle Cir, Evans, GA 30809 Property Records

Columbia County property record for 5103 Saddle Cir, Evans, GA 30809 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,596 sqft Finished Area
Lot Size	14,238 sqft (0.327 acres)
Occupancy	Owner Occupied
Last Sale	$278,000 (2025)
Tax Bill	$976.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`077I597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,596 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	14,238 sqft (0.327 acres)

Location & Zoning

Street Address	5103 SADDLE CIR
City	EVANS
State	GA
Zip	30809-4893
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLK J LOT 1; HAMILTON CROSSING SECT 3
Legal Subdivision	HAMILTON CROSSING
Legal Block	J
Legal Lot Number	1
Jurisdiction	COLUMBIA GA
Minor Civil Division	EVANS
Census Blockgroup	1
Census Block	1001
Census Tract	30310

Owner

Source: Columbia County records · APN 077I597

Assessment roll updated October 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5103 SADDLE CIR, EVANS, GA 30809-4893
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Book / Page	15782 / 171
Prior Transfer Date	Apr 15, 2002
Prior Transfer Doc	3048/0251
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Sep 18, 2025
Property Address	5103 SADDLE CIR, EVANS, GA 30809-4893
Document Number	015782/171
Book / Page	15782 / 171
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2.78
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 SADDLE CIR, EVANS, GA 30809-4893

Mortgage

Document Number	0015782173
Date	Sep 18, 2025
Instrument	15782/173

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated October 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (+21.85%) Senior Citizen's exemption	$122,433 (+12.78%) Land $20,104 Building $102,329	$306,083 (+12.78%) Land $50,260 Building $255,823
2023	$801.00 (-8.87%) Additional exemption filed	$108,558 (+11.98%) Land $18,904 Building $89,654	$271,396 (+11.98%) Land $47,260 Building $224,136
2022	$879.00 Additional exemption filed	$96,943 Land $16,904 Building $80,039	$242,358 Land $42,260 Building $200,098

Flood & Wildfire

5103 Saddle Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Columbia County (13073C), updated September 14, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 43rd percentile of exposed land nationally · 35th in Georgia
Wildfire Likelihood	Moderate — about 1 in 1,613 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.