5103 Kemper St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5103 Kemper St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2017
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$58,687 (Dec 2024)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R310923`

Property Details

APN / Parcel Number

Primary APN	`R310923`
Alternative APN	`R6117870000004510000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,471 sqft
1st Floor Area	1,919 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5103 KEMPER ST
City	LUBBOCK
State	TX
Zip	79416-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH POINTE L 451
Legal Subdivision	NORTH POINTE
Legal Lot Number	451
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2031
Census Tract	409

Owner

5103 Kemper St is owned and occupied by two individuals who bought it in December 2024.

Source: Lubbock County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5103 KEMPER ST, LUBBOCK, TX 79416-7418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Feb 16, 2018	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK & TRUST
May 12, 2017	Warranty Deed, Transfer FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	202449248
Prior Transfer Date	Dec 10, 2024
Prior Transfer Doc	0000049248
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5103 KEMPER ST, LUBBOCK, TX 79416-7418
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029886
Date	Jun 15, 2021
Instrument	2021029886

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 16, 2018
Property Address	5103 KEMPER ST, LUBBOCK, TX 79416-7418
Document Number	0000005401
Map Reference	CLERKS2006045604
Instrument Date	Feb 15, 2018
Instrument	2018005401
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 KEMPER ST, LUBBOCK, TX 79416-7418

Mortgage

Document Number	0000005402
Date	Feb 16, 2018
Instrument	2018005402

Lender

Name	CITY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 12, 2017
Property Address	5103 KEMPER ST, LUBBOCK, TX 79416-7418
Document Number	0000016679
Map Reference	DOC2006045604
Instrument Date	May 9, 2017
Instrument	2017016679
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7212 JOLIET AVE STE 6, 6, LUBBOCK, TX 79423-1123

Mortgage

Document Number	0000016680
Date	May 12, 2017
Instrument	2017016680

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 9, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 5103 Kemper St was $4,072, down 10.7% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (-10.68%)	$276,842 Land $21,960 Building $254,882	$276,842 Land $21,960 Building $254,882
2024	$4,559.00 (+3.57%)
2023	$4,402.00 (-8.41%) Homeowner's exemption	$266,477 Land $21,960 Building $263,823	$285,783 Land $21,960 Building $263,823
2022	$4,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5103 Kemper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5103 Kemper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60

May also be available: AT&T, Verizon.

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