5103 Farm Creek Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5103 Farm Creek Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,532 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,389 (2025)
Deeds & Mortgages	Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`028824-0490`

Property Details

APN / Parcel Number

Primary APN	`028824-0490`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,532 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,854 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5103 FARM CREEK RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-0652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	14/104-106 MILL CREEK ESTATES LOT 49 OR1106/1614 & 5828/1429(L/E) & 5828/1431(D/C) & 6055/617
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MILL CREEK ESTATES
Legal Block	4
Legal Lot Number	49
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4009
Census Tract	20905

Owner

5103 Farm Creek Rd is held in a trust since November 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6503 STARLING AVE, JACKSONVILLE, FL 32216-5722
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 11, 2021
Transfer Doc	0058281429
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 21, 2023
Property Address	5103 FARM CREEK RD, SAINT AUGUSTINE, FL 32092-0652
Document Number	0058281429
Book / Page	5828 / 1429
Map Reference	MB 14 PG 104-106
Instrument Date	Nov 11, 2021
Instrument	2023074609
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5103 FARM CREEK RD, SAINT AUGUSTINE, FL 32092-0652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 FARM CREEK RD, SAINT AUGUSTINE, FL 32092-0652

Tax Assessment & Valuation

The 2025 property tax bill for 5103 Farm Creek Rd was $10,389, up 17.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$813,152 (+0.43%)	$873,876 (+0.8%) Land $300,000 Building $573,876
2025	$10,389.00 (+17.75%) Homeowner's exemption	$809,634	$866,907 Land $300,000 Building $566,907
2024	$8,823.00 (+176.32%)
2023	$3,193.00 (+3.03%) Homeowner's exemption	$270,954 (+3%)	$643,543 (+18.76%) Land $270,000 Building $373,543
2022	$3,099.00 Homeowner's exemption	$263,062	$541,899 Land $246,400 Building $295,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5103 Farm Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5103 Farm Creek Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20