5103 E Shore Rd, Saint Charles, ID 83272 Property Records

Bear Lake County property record for 5103 E Shore Rd, Saint Charles, ID 83272

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 6,867 sqft · built 2010
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on Record
Last Sale	$1,913,800 (Oct 2018)
Tax Bill	$8,781 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Mortgage
APN	`RP16S44E134800`

Property Details

APN / Parcel Number

Primary APN	`RP16S44E134800`
Alternative APN	`05997.13`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Building Area	6,867 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Concrete
Lot Area	99,317 sqft (2.28 acres)
Garage Type	Attached
Garage Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Account Number	05997.13
Street Address	5103 E SHORE RD
City	SAINT CHARLES
State	ID
Zip	83272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 2.28 T-7248 F. LOT 3 13-16-44 2.28 AC
Legal Subdivision	BOISE MERIDIAN
Legal Lot Number	3
Jurisdiction	BEAR LAKE ID
Township / Civil Division	MONTPELIER
Census Block Group	4
Census Block	4230
Census Tract	950100

Owner

Source: Bear Lake County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 92, SAINT CHARLES, ID 83272-0092
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Oct 4, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	2018227896
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	227896
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAR LAKE ID
Property Address	5103 E SHORE RD, SAINT CHARLES, ID 83272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	232858
Date	Sep 28, 2020
Instrument	232858

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2035
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAR LAKE ID
Recording Date	Oct 4, 2018
Property Address	5103 E SHORE RD, SAINT CHARLES, ID 83272
Document Number	227896
Instrument Date	Sep 20, 2018
Instrument	227896
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5103 E SHORE RD, SAINT CHARLES, ID 83272

Mortgage

Document Number	227897
Date	Oct 4, 2018
Instrument	227897

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Bear Lake County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bear Lake County
Unified School District	Bear Lake County School District 33 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,688,865 (+59.2%) Land $1,119,195 Building $2,569,670	$3,688,865 (+59.2%) Land $1,119,195 Building $2,569,670
2025	$8,781.00 (+32.01%)	$2,317,100 (-17.14%) Building $2,317,100	$2,317,100 (-17.14%) Building $2,317,100
2023	$6,652.00 (-30.81%)	$2,796,440 Land $818,900 Building $1,977,540	$2,796,440 Land $818,900 Building $1,977,540
2022	$9,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Direct Communications Rockland Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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